161 Mill Wharf Rd, Wake, VA 23176 Property Records

Middlesex County property record for 161 Mill Wharf Rd, Wake, VA 23176

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 1,272 sqft · built 2022
Lot Size	2.35 acres (102,366 sqft)
Owner	2 Individual Names on Record
Last Sale	$40,000 (Apr 2019)
Tax Bill	$563 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Apr 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`38 195`

Property Details

APN / Parcel Number

Primary APN	`38 195`
Alternative APN	`2329`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,272 sqft Living Area
Gross Area	1,368 sqft
1st Floor Area	1,272 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Mobile/Manufactured
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	102,366 sqft (2.35 acres)

Exterior Amenities

Deck Area	24 sqft
Shed	1 Shed
Shed Area	128 sqft
Storage Building	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	2329
Street Address	161 MILL WHARF RD
City	WAKE
State	VA
Zip	23176-2126
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	LDR
Legal Description	WAKE LOTS 195 & 195A 2.346 AC W32-420 221-772 P775 D343-167 170 D19-569 D21-3121 S92-12
Legal Lot Number	195
Jurisdiction	MIDDLESEX VA
Township / Civil Division	PINE TOP
Census Block Group	3
Census Block	3019
Census Tract	951100

Owner

Source: Middlesex County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	161 MILL WHARF RD, WAKE, VA 23176-2126
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage VANDERBILT MORTGAGE AND FINANCE INC
Apr 19, 2019	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 19, 2019	Warranty Deed, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2019 · Amount on Record
Deed Sale	Apr 19, 2019 · Amount on Record
Deed Document Number	2019569
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Property Address	161 MILL WHARF RD, WAKE, VA 23176-2126
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	THE CLOSERS OF VIRGINIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220001183
Date	Jun 2, 2022
Instrument	220001183

Lender

Name	VANDERBILT MORTGAGE AND FINANCE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Apr 19, 2019
Property Address	161 MILL WHARF RD, WAKE, VA 23176-2126
Document Number	0190000569
Instrument Date	Apr 3, 2019
Instrument	190000569
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 ROSEWOOD LN, NEWPORT NEWS, VA 23602-5414

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Apr 19, 2019
Property Address	161 MILL WHARF RD, WAKE, VA 23176-2126
Document Number	190000569
Instrument Date	Apr 3, 2019
Instrument	190000569
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 ROSEWOOD LN, NEWPORT NEWS, VA 23602-5414

Tax Assessment & Valuation

Source: Middlesex County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Middlesex County
Unified School District	Middlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$563.00	$92,300 (-) Land $51,700 Building $40,600	$92,300 (-) Land $51,700 Building $40,600
2025	$563.00 (+82.2%)	$92,300 (+75.48%) Land $51,700 Building $40,600	$92,300 (+75.48%) Land $51,700 Building $40,600
2023	$309.00	$52,600 Land $51,700 Building $900	$52,600 Land $51,700 Building $900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	10 (2003–2006)
Most Recent Claim	Sep 2006 · Tropical Depression Ernesto, Severe Storms And Flooding
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 6 claims Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30
Virginia Broadband Fixed Wireless · not low latency	100 / 25

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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