15 Mill Wharf Rd, Wake, VA 23176 Property Records

Middlesex County property record for 15 Mill Wharf Rd, Wake, VA 23176

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,972 sqft · built 1896
Lot Size	9.14 acres (398,138 sqft)
Owner	2 Company Names on Record
Last Sale	$235,000 (Apr 2018)
Tax Bill	$2,093 (2026)
Deeds & Mortgages	Oct 2020 Refinance Jul 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`38 172A`

Property Details

APN / Parcel Number

Primary APN	`38 172A`
Alternative APN	`2242`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,972 sqft Living Area
Gross Area	4,242 sqft
1st Floor Area	768 sqft
Sunroom	Sunroom
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1957
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	398,138 sqft (9.14 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Deck Area	566 sqft
Shed	1 Shed
Shed Area	450 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	2242
Street Address	15 MILL WHARF RD
City	WAKE
State	VA
Zip	23176-2168
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	MILL CREEK 9.143 AC DB92-385 199-494 PL10-290 P234-193 D18-1178 20-1303
Legal Subdivision	MILL CREEK
Jurisdiction	MIDDLESEX VA
Township / Civil Division	PINE TOP
Census Block Group	3
Census Block	3019
Census Tract	951100

Owner

Source: Middlesex County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	142 KINGFISHER LN, COBBS CREEK, VA 23035
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ALLIED MORTGAGE GROUP INC
Jul 27, 2020	Intrafamily Transfer, Transfer
Apr 18, 2018	Special Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2018 · Amount on Record
Deed Sale	Apr 18, 2018 · Amount on Record
Deed Document Number	20181178
Prior Transfer Date	Apr 27, 2016
Prior Transfer Doc	0000000541
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Property Address	15 MILL WHARF RD, WAKE, VA 23176-2168
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200001978
Date	Oct 14, 2020
Instrument	200001978

Lender

Name	ALLIED MORTGAGE GROUP INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDDLESEX VA
Recording Date	Jul 27, 2020
Property Address	15 MILL WHARF RD, WAKE, VA 23176-2168
Document Number	200001303
Instrument Date	May 22, 2020
Instrument	200001303
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6850 JOSHUA DR, SALINAS, CA 93907-8966

April 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Apr 18, 2018
Property Address	15 MILL WHARF RD, WAKE, VA 23176-2168
Document Number	180001178
Instrument Date	Apr 10, 2018
Instrument	180001178
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	LAWYERS TITLE/MIDDLE PENINSULA, LAWYERS TITLE/MID PENINSULA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6850 JOSHUA DR, SALINAS, CA 93907-8966

Mortgage

Document Number	180001179
Date	Apr 18, 2018
Instrument	180001179

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Middlesex County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Middlesex County
Unified School District	Middlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,093.00	$343,200 (-) Land $72,100 Building $271,100	$343,200 (-) Land $72,100 Building $271,100
2025	$2,093.00	$343,200 (-) Land $72,100 Building $271,100	$343,200 (-) Land $72,100 Building $271,100
2023	$2,093.00	$343,200 Land $72,100 Building $271,100	$343,200 Land $72,100 Building $271,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	10 (2003–2006)
Most Recent Claim	Sep 2006 · Tropical Depression Ernesto, Severe Storms And Flooding
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 6 claims Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

May also be available: Verizon, Virginia Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mill Wharf Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures