161 Main St, Scotia, CA 95565 Property Records

Humboldt County property record for 161 Main St, Scotia, CA 95565

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,064 sqft · built 1908
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on Record
Last Sale$188,000 (Oct 2020)
Tax Bill$2,202 (2025)
Deeds & MortgagesApr 2026 Mortgage
Oct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN205-451-016-000

Property Details

APN / Parcel Number

Primary APN205-451-016-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,064 sqft Living Area

Exterior

Year BuiltBuilt 1908
Effective Year BuiltEffective 1908
Construction TypeWood
Lot Area4,356 sqft (0.1 acres)

Location & Zoning

Street Address161 MAIN ST
CitySCOTIA
StateCA
Zip95565-9743
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 238 TR654 TOWN OF SCOTIA PH2 BK25/MAPS PG79-95
Legal SubdivisionTOWN OF SCOTIA SUBDIVISION
Legal Tract654
Legal Block4
Legal Lot Number238
JurisdictionHUMBOLDT CA
Township / Civil DivisionGARBERVILLE
Census Block Group4
Census Block4033
Census Tract11100

Owner

Source: Humboldt County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 376, SCOTIA, CA 95565-0376
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 9, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNISOURCE NATIONAL LENDER SERVICES LL, UNISOURCE NATIONAL LENDER SE
Oct 15, 2020Grant Deed, Transfer · Conventional Mortgage
OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 15, 2020 · Amount on Record
Deed SaleOct 15, 2020 · Amount on Record
Deed Document Number202018582
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUMBOLDT CA
Recording DateApr 9, 2026
Property Address161 MAIN ST, SCOTIA, CA 95565-9743
Document Number0000004417
Instrument DateApr 2, 2026
Instrument20264417
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyUNISOURCE NATIONAL LENDER SERVICES LL, UNISOURCE NATIONAL LENDER SE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004417,
DateApr 9, 2026
Instrument20264417
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6%
Initial TypeFixed Rate
Max Rate-1%

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHUMBOLDT CA
Recording DateOct 15, 2020
Property Address161 MAIN ST, SCOTIA, CA 95565
Document Number0000018582
Instrument DateSep 24, 2020
Instrument18582
Transaction TypeTransfer
Record UpdatedNov 4, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$207.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address161 MAIN ST SCOTIA CA 95565, SCOTIA, CA 95565

Mortgage

Document Number18583
DateOct 15, 2020
Instrument18583
Lender
NameOTHER INSTITUTIONAL LENDERS
TypeBank
AddressNEWPORT BEACH, CA 92660
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 14, 2050

Tax Assessment & Valuation

Source: Humboldt County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyHumboldt County
Secondary School DistrictFortuna Union High School District (09 - 12)
Elementary School DistrictScotia Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$2,202.00 (+2.28%)$203,495 (+4.04%) Land $81,181 Building $122,314
2024$2,153.00 (+1.6%)
2023$2,119.00 (+0.81%)$195,595 Land $78,030 Building $117,565
2022$2,102.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims9 (1986–1997)
Most Recent ClaimJan 1997 · Severe Storms, Flooding, Mud And Landslides
Claims by Event
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 3 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims
  • Severe Storms & Flooding, Feb 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCOTIA CSD
private · serves 681 people · EPA ID CA1210010
Water SourceSurface water
Last State InspectionApr 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
not recorded as resolved · Mar 2026
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Coliform assessment
Jun 2019
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
101Netlink
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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