Humboldt County property record for 157 Main St, Scotia, CA 95565
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,064 sqft · built 1908 |
| Lot Size | 0.119 acres (5,227 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $296,500 (Jun 2024) |
| Tax Bill | $507 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Aug 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 205-451-014-000 |
| Primary APN | 205-451-014-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,064 sqft Living Area |
| Year Built | Built 1908 |
|---|---|
| Construction Type | Wood |
| Lot Area | 5,227 sqft (0.119 acres) |
| Heating System | Floor/Wall Furnace |
|---|
| Street Address | 157 MAIN ST |
|---|---|
| City | SCOTIA |
| State | CA |
| Zip | 95565-9743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 236 TR654 TOWN OF SCOTIA PH2 BK25/MAPS PG79-95 |
| Legal Tract | 654 |
| Legal Lot Number | 236 |
| Jurisdiction | HUMBOLDT CA |
| Township / Civil Division | GARBERVILLE |
| Census Block Group | 4 |
| Census Block | 4033 |
| Census Tract | 11100 |
Source: Humboldt County records, as of October 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 157 MAIN ST, SCOTIA, CA 95565-9743 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 24, 2025 | Deed of Trust, Mortgage · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Aug 11, 2023 | Deed of Trust, Mortgage · Line of Credit NEW AMERICAN FUNDING |
| Mar 12, 2021 | Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 21, 2024 · Amount on Record |
| Deed Sale | Jun 21, 2024 · Amount on Record |
| Prior Sale | Mar 12, 2021 · Amount on Record |
| Deed Document Number | 2024-007937 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Property Address | 157 MAIN ST, SCOTIA, CA 95565-9743 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE CO OF CA |
| Name | Verified Name |
|---|---|
| Address | 157 MAIN ST, SCOTIA, CA 95565-9743 |
| Document Number | 0000014253 |
|---|---|
| Date | Oct 24, 2025 |
| Instrument | 2025-014253 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 493 Months |
| Due | Nov 1, 2066 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Property Address | 157 MAIN ST, SCOTIA, CA 95565 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 157 MAIN ST, SCOTIA, CA 95565 |
| Document Number | 0000010683 |
|---|---|
| Date | Aug 11, 2023 |
| Instrument | 2023-010683 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 10, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Recording Date | Mar 12, 2021 |
| Property Address | 157 MAIN ST, SCOTIA, CA 95565 |
| Document Number | 0000005583 |
| Map Reference | MB 25 PG 79-95 |
| Instrument Date | Mar 4, 2021 |
| Instrument | 2021-005583 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 157 MAIN ST, SCOTIA, CA 95565 |
| Document Number | 0000005584 |
|---|---|
| Date | Mar 12, 2021 |
| Instrument | 2021-005584 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: Humboldt County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Humboldt County |
| Secondary School District | Fortuna Union High School District (09 - 12) |
| Elementary School District | Scotia Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $507.00 (-76.87%) Disabled Person's exemption Veteran's exemption Additional exemption filed | $302,430 (+49.07%) Land $142,800 Building $159,630 |
| 2023 | $2,192.00 (+0.83%) | $202,878 Land $88,434 Building $114,444 |
| 2022 | $2,174.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 9 (1986–1997) |
| Most Recent Claim | Jan 1997 · Severe Storms, Flooding, Mud And Landslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCOTIA CSD private · serves 681 people · EPA ID CA1210010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Turbidity not recorded as resolved · Mar 2026 |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 Coliform assessment Jun 2019 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| 101Netlink Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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