161 Highland Trce, Flora, MS 39071 Property Records

Madison County property record for 161 Highland Trce, Flora, MS 39071

Property Summary

Property Type	Single Family Home
Details	5,098 sqft · built 2007
Lot Size	5.17 acres (225,641 sqft)
Owner	2 Owner Names on Record
Tax Bill	$4,566 (2025)
Deeds & Mortgages	Nov 2020 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`051F-14-007/20`

Property Details

APN / Parcel Number

Primary APN	`051F-14-007/20`
Alternative APNs	`051F-14-007/20.00` `643`

Interior

Stories	1 Story
Building Area	5,098 sqft Adjusted Area
1st Floor Area	2,960 sqft
2nd Floor Area	1,184 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	225,641 sqft (5.17 acres)
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	643
Old Parcel Number	051F-14 -007/20.00
Street Address	161 HIGHLAND TRCE
City	FLORA
State	MS
Zip	39071-8002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	5.18 AC IN NE1/4 SE1/4
Legal Range	01W
Legal Township	08N
Legal Section	14
Legal Subdivision	HIGHLANDS
Jurisdiction	MADISON MS
Township / Civil Division	4
Census Block Group	2
Census Block	2001
Census Tract	30302

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	161 HIGHLAND TRCE, FLORA, MS 39071-8002
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2020	Deed of Trust, Mortgage · Line of Credit ORIGIN BK
Oct 2, 2020	Deed of Trust, Mortgage ORIGIN BK
May 20, 2020	Deed of Trust, Mortgage · Line of Credit BANKPLUS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2006
Deed Sale	Apr 5, 2006
Deed Document Number	0000203768
Deed Book / Page	2037 / 68
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	161 HIGHLAND TRCE, FLORA, MS 39071-8002
Document Number	0000911204
Instrument Date	Nov 6, 2020
Transaction Type	Mortgage
Record Updated	Dec 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	161 HIGHLAND TRCE FLORA MS 390718002, FLORA, MS 39071-8002

Mortgage

Document Number	0000911204
Date	Nov 20, 2020
Book Page	003948/000422
Instrument	911204

Lender

Name	ORIGIN BK
Address	RIDGELAND, MS 39157

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 19, 2025

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	161 HIGHLAND TRCE, FLORA, MS 39071-8002
Document Number	0000907201
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Oct 27, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	161 HIGHLAND TRCE FLORA MS 390718002, FLORA, MS 39071-8002

Mortgage

Document Number	0000907201
Date	Oct 7, 2020
Book Page	003925/000556
Instrument	907201

Lender

Name	ORIGIN BK
Address	MONROE, LA 71201

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	161 HIGHLAND TRCE, FLORA, MS 39071-8002
Document Number	0000895648
Instrument Date	May 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 HIGHLAND TRCE FLORA MS 390718002, FLORA, MS 39071-8002

Mortgage

Document Number	0000895648
Date	Jul 8, 2020
Book Page	003878/000841
Instrument	895648

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Jul 7, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,566.00 Homeowner's exemption	$50,654 (-)	$506,540 (-) Land $60,000 Building $446,540
2024	$4,566.00
2023	$4,566.00 Homeowner's exemption	$50,654	$506,540 Land $60,000 Building $446,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (1984–2014)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 79% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
NETSPEEDMS Fixed Wireless	490 / 280

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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