118 Highland Trce, Flora, MS 39071 Property Records

Madison County property record for 118 Highland Trce, Flora, MS 39071

Property Summary

Property Type	Single Family Home
Details	4,466 sqft · built 2002
Lot Size	4.71 acres (205,168 sqft)
Owner	Individual Name on File
Tax Bill	$2,995 (2025)
Deeds & Mortgages	Jun 2021 Transfer May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`051F-14-007/24`

Property Details

APN / Parcel Number

Primary APN	`051F-14-007/24`
Alternative APNs	`051F-14-007/24.00` `39378`

Interior

Total Rooms	12 Rooms
Building Area	4,466 sqft Adjusted Area
1st Floor Area	2,902 sqft
2nd Floor Area	1,212 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Exterior Material	Plywood
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	205,168 sqft (4.71 acres)
Garage Area	812 sqft
Parking Spaces	3 Parking Spaces
Patio Area	840 sqft
Utility Building	420 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	39378
Old Parcel Number	051F-14 -007/24.00
Street Address	118 HIGHLAND TRCE
City	FLORA
State	MS
Zip	39071-9507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4.71 AC IN SE1/4 SE1/4
Legal Range	01W
Legal Township	08N
Legal Section	14
Jurisdiction	MADISON MS
Township / Civil Division	4
Census Block Group	2
Census Block	2000
Census Tract	30302

Owner

118 Highland Trce is owned and occupied by an individual who acquired it in June 2021.

Source: Madison County records, as of December 1, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	118 HIGHLAND TRCE, FLORA, MS 39071-9507
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Intrafamily Transfer, Transfer
May 29, 2020	Deed of Trust, Mortgage RESIDENTIAL MTG
May 6, 2019	Deed of Trust, Mortgage · Line of Credit TRUSTMARK NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 1, 2021
Transfer Doc	004046/929
Record Updated	Jun 8, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON MS
Recording Date	Jun 1, 2021
Property Address	118 HIGHLAND TRCE, FLORA, MS 39071-9507
Document Number	004046/929
Book / Page	4046 / 929
Instrument Date	Jun 1, 2021
Instrument	927609
Transaction Type	Transfer
Record Updated	Dec 9, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	118 HIGHLAND TRCE, FLORA, MS 39071-9507

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	118 HIGHLAND TRCE, FLORA, MS 39071-9507
Document Number	0000892717
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	118 HIGHLAND TRCE FLORA MS 390719507, FLORA, MS 39071-9507

Mortgage

Document Number	0000892717
Date	Jun 8, 2020
Book Page	003862/000697
Instrument	892717

Lender

Name	RESIDENTIAL MTG
Type	Mortgage Company
Address	RIDGELAND, MS 39157

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 7, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	118 HIGHLAND TRCE, FLORA, MS 39071-9507
Document Number	0000864098
Instrument Date	May 6, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	118 HIGHLAND TRCE FLORA MS 390719507, FLORA, MS 39071-9507

Mortgage

Document Number	0000864098
Date	May 17, 2019
Book Page	003720/000849
Instrument	864098

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	JACKSON, MS 39205-0291

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 16, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 118 Highland Trce was $2,995 with a homeowner's exemption.

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,995.00 Homeowner's exemption	$41,373	$413,730 Land $60,000 Building $353,730
2024	$2,995.00
2023	$2,995.00 Homeowner's exemption	$41,373	$413,730 Land $60,000 Building $353,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 118 Highland Trce in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (1984–2014)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 Highland Trce is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 79% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
NETSPEEDMS Fixed Wireless	490 / 280
T-Mobile Fixed Wireless	100 / 20

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