Bergen County and Paramus Borough property record for 161 Garden Ave, Paramus, NJ 07652
| Property Type | Single Family Home |
|---|---|
| Details | 2,404 sqft · built 1951 |
| Lot Size | 0.215 acres (9,374 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Mar 1997) |
| Tax Bill | $11,604 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage Sep 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-05910-0000-00004 |
| Primary APN | 46-05910-0000-00004 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,404 sqft Living Area |
| 1st Floor Area | 2,404 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Construction Type | Frame |
| Lot Area | 9,374 sqft (0.215 acres) |
| Lot Dimensions | 125 ft deep x 75 ft wide |
| Account Number | 582000 |
|---|---|
| Street Address | 161 GARDEN AVE |
| City | PARAMUS |
| State | NJ |
| Zip | 07652-1918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75 |
| Legal Description | 75X125 3.75LT |
| Legal Subdivision | RIDGEWOOD KNOLLS INC |
| Legal Block | 5910 |
| Legal Lot Number | 4 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | PARAMUS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 42301 |
Source: Bergen County and Paramus Borough records · APN 46-05910-0000-00004
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 161 GARDEN AVE, PARAMUS, NJ 07652-1918 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 07, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES |
| Sep 18, 2020 | Loan Modification, Mortgage · Conventional Mortgage HOMEBRIDGE FIN'L SVCS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 18, 1997 · Amount on Record |
| Deed Sale | Mar 18, 1997 · Amount on Record |
| Deed Book / Page | 7956 / 856 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 161 GARDEN AVE, PARAMUS, NJ 07652-1918 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | OLD REPUBLIC NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0025830510 |
|---|---|
| Date | Apr 07, 2017 |
| Book Page | 02583/0510 |
| Instrument | 17-029348 |
| Name | HOMEBRIDGE FINANCIAL SERVICES |
|---|---|
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 161 GARDEN AVE, PARAMUS, NJ 07652-1918 |
| Document Number | 0038460615 |
| Instrument Date | Sep 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 161 GARDEN AVE PARAMUS NJ 076521918, PARAMUS, NJ 07652-1918 |
| Document Number | 0038460615 |
|---|---|
| Date | Dec 03, 2020 |
| Book Page | 003846/000615 |
| Instrument | 127486 |
| Name | HOMEBRIDGE FIN'L SVCS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Dec 02, 2060 |
Source: Bergen County and Paramus Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Paramus Borough |
| Unified School District | Paramus Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $820,500 (+5.99%) Land $427,400 Building $393,100 | $820,500 (+5.99%) Land $427,400 Building $393,100 | |
| 2025 | $11,604.00 (+6.5%) | $774,100 (+12.53%) Land $392,000 Building $382,100 | $774,100 (+12.53%) Land $392,000 Building $382,100 |
| 2024 | $10,896.00 (+9.24%) | ||
| 2023 | $687,900 Land $340,500 Building $347,400 | $687,900 Land $340,500 Building $347,400 | |
| 2022 | $9,974.00 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 43 (1999–2021) |
| Claims Outside the SFHA | 4 of 43 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
May also be available: T-Mobile USA.
Based on FCC filings for 431 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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