157 Garden Ave, Paramus, NJ 07652 Property Records

Bergen County and Paramus Borough property record for 157 Garden Ave, Paramus, NJ 07652

Property Summary

Property Type	Single Family Home
Details	2,230 sqft · built 1951
Lot Size	0.22 acres (9,598 sqft)
Owner	2 Individual Names on Record
Last Sale	$218,000 (Aug 1994)
Tax Bill	$11,508 (2025)
Deeds & Mortgages	Jul 2019 Refinance Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46-05910-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`46-05910-0000-00006`
Alternative APNs	`460591000006` `582200`

Interior

Stories	1 Story
Building Area	2,230 sqft Living Area
1st Floor Area	2,230 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,598 sqft (0.22 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	582200
Street Address	157 GARDEN AVE
City	PARAMUS
State	NJ
Zip	07652-1918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	71XIRR 3.75LT
Legal Block	5910
Legal Lot Number	6
Jurisdiction	BERGEN NJ
Township / Civil Division	PARAMUS
Census Block Group	2
Census Block	2000
Census Tract	42301

Owner

Source: Bergen County and Paramus Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	157 GARDEN AVE, PARAMUS, NJ 07652-1918
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN FEDERAL MORTGAGE CORP
Apr 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 1994 · Amount on Record
Deed Sale	Aug 5, 1994 · Amount on Record
Deed Book / Page	7719 / 909
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	157 GARDEN AVE, PARAMUS, NJ 07652-1918
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ALLIED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032912315
Date	Jul 11, 2019
Book Page	3291/2315
Instrument	19-044608

Lender

Name	AMERICAN FEDERAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	157 GARDEN AVE, PARAMUS, NJ 07652-1918
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035820605
Date	Apr 28, 2020
Book Page	3582/605
Instrument	20-043351

Lender

Name	AMERICAN FEDERAL MORTGAGE CORP
Type	Mortgage Company
Address	CHESTER, NJ 07930

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Bergen County and Paramus Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Paramus Borough
Unified School District	Paramus Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$814,000 (+6.03%) Land $430,500 Building $383,500	$814,000 (+6.03%) Land $430,500 Building $383,500
2025	$11,508.00 (+6.53%)	$767,700 (+14.72%) Land $394,900 Building $372,800	$767,700 (+14.72%) Land $394,900 Building $372,800
2024	$10,803.00 (+11.34%)
2023		$669,200 Land $343,100 Building $326,100	$669,200 Land $343,100 Building $326,100
2022	$9,703.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	43 (1999–2021)
Claims Outside the SFHA	4 of 43
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 7 claims Hurricane Irene, Sep 2011 · 14 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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