161 Fair St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 161 Fair St, Chicopee, MA 01020

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,254 sqft · built 1981
Lot Size0.234 acres (10,176 sqft)
OwnerIndividual Name on Record
Last Sale$181,500 (Feb 2011)
Tax Bill$4,756 (2026)
Deeds & MortgagesFeb 2024 Refinance
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN475-00011

Property Details

APN / Parcel Number

Primary APN475-00011
Alternative APN
  • CHIC M:0475 P:00011

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,254 sqft Living Area
Gross Area2,316 sqft
1st Floor Area1,050 sqft
Basement Area735 sqft
Unfinished Basement735 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,176 sqft (0.234 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number475-00011
Street Address161 FAIR ST
CityCHICOPEE
StateMA
Zip01020-1209
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code6
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group4
Census Block4027
Census Tract811200

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address161 FAIR ST, CHICOPEE, MA 01020-1209
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 20, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
BANK OF AMERICA NA
Jun 24, 2020Deed of Trust, Mortgage · VA Mortgage
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 25, 2011 · Amount on Record
Deed SaleFeb 25, 2011 · Amount on Record
Prior SaleJun 27, 2008 · Amount on Record
Deed Document Number20111
Deed Book / Page18686 / 218
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address161 FAIR ST, CHICOPEE, MA 01020-1209
Transaction TypeMortgage
Record UpdatedMar 8, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number025324-546
DateFeb 20, 2024
Book Page25324/546
Instrument7083
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address161 FAIR ST, CHICOPEE, MA 01020-1209
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number23276-275
DateJun 24, 2020
Book Page23276/275
Instrument33024
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,756.00 (+7.58%)$312,100 (+7.03%) Land $121,200 Building $190,900$303,926 (-2.79%)
2025$4,421.00 (+4.47%)$291,600 (+1.71%) Land $110,900 Building $180,700$312,645
2024$4,232.00 (+7.52%)$286,700 (+10.35%) Land $108,700 Building $178,000
2023$3,936.00$259,800 Land $98,800 Building $161,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Crossroads Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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