Hampden County and Chicopee City property record for 98 Fair St, Chicopee, MA 01020
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,400 sqft · built 1920 |
| Lot Size | 0.182 acres (7,944 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $290,000 (Jun 2024) |
| Tax Bill | $4,727 (2026) |
| Deeds & Mortgages | Jun 2024 Sale & Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 476-00015 |
| Primary APN | 476-00015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,400 sqft Living Area |
| Gross Area | 5,148 sqft |
| 1st Floor Area | 1,200 sqft |
| Attic | Attic |
| Attic Area | 1,200 sqft |
| Basement Area | 1,200 sqft |
| Unfinished Basement | 1,200 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,944 sqft (0.182 acres) |
| Pool Type | In-Ground Pool |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Oil |
| Account Number | 476-00015 |
|---|---|
| Street Address | 98 FAIR ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01020-1214 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 6 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 811200 |
Source: Hampden County and Chicopee City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 163 LOCUST ST, HOLYOKE, MA 01040-3116 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Jun 25, 2024 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK |
| Aug 31, 2018 | Quit Claim Deed, Transfer NEW PENN FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2024 · Amount on Record |
| Deed Sale | Jun 25, 2024 · Amount on Record |
| Prior Sale | Aug 31, 2018 · Amount on Record |
| Deed Book / Page | 25467 / 352 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Jun 25, 2024 |
| Property Address | 98 FAIR ST, CHICOPEE, MA 01020-1214 |
| Document Number | 025467-352 |
| Book / Page | 25467 / 352 |
| Instrument Date | Jun 25, 2024 |
| Instrument | 27756 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 163 LOCUST ST, HOLYOKE, MA 01040-3116 |
| Document Number | 0000027757 |
|---|---|
| Date | Jun 25, 2024 |
| Instrument | 27757 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 025467-380 |
|---|---|
| Date | Jun 25, 2024 |
| Book Page | 25467/380 |
| Instrument | 27758 |
| Name | MASSACHUSETTS HOUSING PARTNERSHIP FUND |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Aug 31, 2018 |
| Property Address | 98 FAIR ST, CHICOPEE, MA 01020-1214 |
| Document Number | 22340-144 |
| Book / Page | 22340 / 144 |
| Instrument | 52385 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $33.82 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 223400147 |
|---|---|
| Date | Aug 31, 2018 |
| Instrument | 22340/0147 |
| Name | NEW PENN FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Aug 31, 2048 |
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,727.00 (+10.34%) | $310,200 (+9.77%) Land $109,700 Building $200,500 | $300,462 |
| 2025 | $4,284.00 (+5.62%) | $282,600 (+2.84%) Land $99,700 Building $182,900 | |
| 2024 | $4,056.00 (+7.19%) | $274,800 (+10.01%) Land $97,800 Building $177,000 | |
| 2023 | $3,784.00 | $249,800 Land $88,900 Building $160,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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