Stephens County property record for 161 Edwards St, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,272 sqft · built 1940 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | Individual Name on File |
| Last Sale | $189,500 (Jul 2023) |
| Tax Bill | $2,125 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Sep 2023 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T12 148 |
| Primary APN | T12 148 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,272 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 24,394 sqft (0.56 acres) |
| Terrain | Gentle Slope |
| Garage Type | Mixed |
| Garage Area | 280 sqft |
| Carport | Carport |
| Carport Area | 288 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 208 sqft |
| Deck Area | 160 sqft |
| Utility Building | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 636400 |
|---|---|
| Street Address | 161 EDWARDS ST |
| City | TOCCOA |
| State | GA |
| Zip | 30577-2850 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-II |
| Legal Description | LOTS 40-42 MRS MINNIE D EDWARDS S/D |
| Legal Subdivision | MINNIE D EDWARDS S/D |
| Legal Lot Number | 40-42 41 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 970301 |
Source: Stephens County records · APN T12 148
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 161 EDWARDS ST, TOCCOA, GA 30577-2850 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2023 | Deed of Trust, Mortgage · FHA Mortgage FIRST COMMUNITY MORTGAGE |
| Sep 22, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST COMMUNITY MORTGAGE |
| Jul 24, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE |
| Aug 05, 2022 | Warranty Deed, Transfer |
| Aug 05, 2022 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 24, 2023 · Amount on Record |
| Deed Sale | Jul 24, 2023 · Amount on Record |
| Prior Sale | Aug 05, 2022 · Amount on Record |
| Deed Document Number | 2023-000867 |
| Deed Book / Page | 1337 / 155 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 161 EDWARDS ST, TOCCOA, GA 30577-2850 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 161 EDWARDS ST, TOCCOA, GA 30577-2850 |
| Document Number | 0013430000000284 |
|---|---|
| Date | Sep 21, 2023 |
| Book Page | 0000001343/0000000284 |
| Name | FIRST COMMUNITY MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 161 EDWARDS ST, TOCCOA, GA 30577-2850 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 161 EDWARDS ST, TOCCOA, GA 30577-2850 |
| Document Number | 0013430000000312 |
|---|---|
| Date | Sep 22, 2023 |
| Book Page | 0000001343/0000000312 |
| Name | FIRST COMMUNITY MORTGAGE |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Jul 24, 2023 |
| Property Address | 161 EDWARDS ST, TOCCOA, GA 30577-2850 |
| Document Number | 0013370155 |
| Book / Page | 1337 / 155 |
| Instrument Date | Jul 20, 2023 |
| Instrument | 2023-000867 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 161 EDWARDS ST, TOCCOA, GA 30577-2850 |
| Document Number | 0001337157 |
|---|---|
| Date | Jul 24, 2023 |
| Instrument | 1337/157 |
| Name | FIRST COMMUNITY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Jan 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Aug 05, 2022 |
| Property Address | 161 EDWARDS ST, TOCCOA, GA 30577-2850 |
| Document Number | 0013060221 |
| Book / Page | 1306 / 221 |
| Instrument Date | Aug 05, 2022 |
| Instrument | 2022-001171 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 161 EDWARDS ST, TOCCOA, GA 30577-2850 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Aug 05, 2022 |
| Property Address | 161 EDWARDS ST, TOCCOA, GA 30577-2850 |
| Document Number | 0013060220 |
| Book / Page | 1306 / 220 |
| Instrument Date | Aug 05, 2022 |
| Instrument | 2022-001172 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 161 EDWARDS ST, TOCCOA, GA 30577-2850 |
Source: Stephens County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,125.00 (+58.7%) | $60,920 (+60.82%) Land $1,956 Building $58,964 | $152,301 (+60.82%) Land $4,891 Building $147,410 |
| 2023 | $1,339.00 (+105.05%) | $37,882 (+105.01%) Land $1,956 Building $35,926 | $94,705 (+105.01%) Land $4,891 Building $89,814 |
| 2022 | $653.00 | $18,478 Land $1,956 Building $16,522 | $46,195 Land $4,891 Building $41,304 |
Source: FEMA National Flood Hazard Layer as of September 26, 2008 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 65% of the US · lower than 88% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Cable | 500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Uniti Group, Xfinity.
Based on FCC filings for 97 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOCCOA serves 28,711 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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