161 Cool Breeze Dr, Freeport, FL 32439 Property Records

Walton County property record for 161 Cool Breeze Dr, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,214 sqft · built 2022
Lot Size	0.132 acres (5,793 sqft)
Owner	Individual Name on Record
Last Sale	$392,500 (Aug 2023)
Tax Bill	$4,779 (2024)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-1S-19-23040-000-2330`

Property Details

APN / Parcel Number

Primary APN	`22-1S-19-23040-000-2330`
Alternative APN	`1039017`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,214 sqft Living Area
Gross Area	2,868 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2022
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,793 sqft (0.132 acres)
Lot Dimensions	12.5 ft deep x 3.2 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1039017
Street Address	161 COOL BREEZE DR
City	FREEPORT
State	FL
Zip	32439-4263
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 233 RIVERWALK PH I PB 18-13 OR 2799-1746 OR 3029-2782 OR 3235-4004 OR 3298-2900
Legal Range	19W
Legal Township	01S
Legal Section	22
Legal Subdivision	RIVERWALK PH I
Legal Phase	1
Legal Lot Number	233
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	1
Census Block	1015
Census Tract	950502

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	161 COOL BREEZE DR, FREEPORT, FL 32439-4263
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2023 · Amount on Record
Deed Sale	Aug 10, 2023 · Amount on Record
Prior Sale	Aug 11, 2008 · Amount on Record
Deed Document Number	20230028659
Deed Book / Page	3298 / 2900
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 10, 2023
Property Address	161 COOL BREEZE DR, FREEPORT, FL 32439-4263
Document Number	0032982900
Book / Page	3298 / 2900
Map Reference	MB 18 PG13&13-A-13-G
Instrument Date	Aug 7, 2023
Instrument	20230028659
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 18, 2025
Title Company	HB TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,747.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2293 W EAU GALLIE BLVD, MELBOURNE, FL 32935-3184

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 COOL BREEZE DR, FREEPORT, FL 32439-4263

Mortgage

Document Number	0032982902
Date	Aug 10, 2023
Instrument	3298/2902

Lender

Name	COASTAL LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$324,157 (+2.09%) Land $35,175 Building $288,982	$324,157 (+2.09%) Land $35,175 Building $288,982
2024	$4,779.00 (+13.33%)
2023	$4,217.00 (+1,547.27%)	$317,529 (+713.26%) Land $35,175 Building $282,354	$317,529 (+713.26%) Land $35,175 Building $282,354
2022	$256.00	$39,044 Land $39,044	$39,044 Land $39,044

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 126 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	126 in force
Nearby Flood Claims	68 (1992–2021)
Claims Outside the SFHA	7 of 68
Most Recent Claim	Jun 2021 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 8 claims Hurricane Frances, Sep 2004 · 23 claims Hurricane Opal, Oct 1995 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREEPORT serves 12,020 people · EPA ID FL1660290
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Cox Communications Fiber	2,000 / 35
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50