Walton County property record for 113 Cool Breeze Dr, Freeport, FL 32439
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,778 sqft · built 2022 |
| Lot Size | 0.137 acres (5,968 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $369,900 (Apr 2024) |
| Tax Bill | $1,506 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Apr 2024 Sale + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-1S-19-23040-000-2410 |
| Primary APN | 22-1S-19-23040-000-2410 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,778 sqft Living Area |
| Gross Area | 2,352 sqft |
| 1st Floor Area | 1,778 sqft |
| Flooring | Carpet |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Hardboard |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,968 sqft (0.137 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 113 COOL BREEZE DR |
|---|---|
| City | FREEPORT |
| State | FL |
| Zip | 32439-4263 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNI |
| Legal Description | LOT 241 RIVERWALK PH 1 PB 18-13 OR 2980-1097 OR 3050-2206 OR 3051-3735 OR 3222-476 OR 3293-3338 OR 3322-2644 |
| Legal Range | 019 |
| Legal Township | 01S |
| Legal Section | 22 |
| Legal Subdivision | RIVERWALK PH I |
| Legal Phase | 1 |
| Legal Block | 24 |
| Legal Lot Number | 241 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 950502 |
113 Cool Breeze Dr is owned and occupied by two individuals who acquired it in September 2026.
Source: Walton County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 113 COOL BREEZE DR, FREEPORT, FL 32439-4263 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 17, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 23, 2024 | Warranty Deed, Transfer EMERALD COAST TITLE SERVICES INC, EMERALO COAST TITLE SVCS LLC |
| Jun 26, 2023 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNITED FIDELITY FUNDING CORP |
| Oct 4, 2019 | Deed of Trust, Mortgage · Line of Credit TRUSTMARK NAT'L BK |
| Feb 20, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF MO |
| Dec 5, 2018 | Grant Deed, Mortgage · Line of Credit BANK OF MO |
| Aug 18, 2017 | Deed of Trust, Mortgage · Line of Credit BEACH CMNTY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2024 · Amount on File |
| Deed Sale | Apr 23, 2024 · Amount on File |
| Prior Sale | Jun 26, 2023 · Amount on File |
| Deed Document Number | 202414108 |
| Deed Book / Page | 3322 / 2644 |
| Last Transfer Date | Sep 14, 2026 |
| Transfer Doc | 0000038444 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Sep 17, 2026 |
| Property Address | 113 COOL BREEZE DR, FREEPORT, FL 32439-4263 |
| Document Number | 0000038444 |
| Book / Page | 3413 / 273 |
| Instrument Date | Sep 14, 2026 |
| Instrument | 202638444 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 113 COOL BREEZE DR, FREEPORT, FL 32439-4263 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Apr 23, 2024 |
| Property Address | 113 COOL BREEZE DR, FREEPORT, FL 32439-4263 |
| Document Number | 0033222644 |
| Book / Page | 3322 / 2644 |
| Map Reference | MB 18 PGS 13 |
| Instrument Date | Apr 23, 2024 |
| Instrument | 20240014108 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | EMERALD COAST TITLE SERVICES INC, EMERALO COAST TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,589.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 113 COOL BREEZE DR, FREEPORT, FL 32439-4263 |
| Name | Verified Name |
|---|---|
| Address | 7796 MCCLURE DR, TALLAHASSEE, FL 32312-9016 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jun 26, 2023 |
| Property Address | 113 COOL BREEZE DR, FREEPORT, FL 32439-4263 |
| Document Number | 0032933338 |
| Book / Page | 3293 / 3338 |
| Map Reference | MB 18 PG 13&13A-13G |
| Instrument Date | Jun 26, 2023 |
| Instrument | 20230022548 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,679.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 W GARDEN STREET UNIT 2, 2, PENSACOLA, FL 32502-5696 |
| Name | Verified Name |
|---|---|
| Address | 113 COOL BREEZE DR, FREEPORT, FL 32439-4263 |
| Document Number | 0032933340 |
|---|---|
| Date | Jun 26, 2023 |
| Instrument | 3293/3340 |
| Name | UNITED FIDELITY FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 113 COOL BREEZE DR, FREEPORT, FL 32439-4263 |
| Document Number | 0031201531 |
| Instrument Date | Oct 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 36008 EMERALD COAST PKWY #301 DESTIN FL 325415732, 301, DESTIN, FL 32541-5732 |
| Document Number | 0031201531 |
|---|---|
| Date | Oct 4, 2019 |
| Book Page | 003120/001531 |
| Instrument | 34789 |
| Name | TRUSTMARK NAT'L BK |
|---|---|
| Type | Bank |
| Address | 7700 US HIGHWAY 98 W, SANTA ROSA BEACH, FL 32459-3270 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Oct 3, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 113 COOL BREEZE DR, FREEPORT, FL 32439-4263 |
| Document Number | 0030974927 |
| Instrument Date | Feb 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2019 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 36008 EMERALD COAST PKWY DESTIN FL 325414792, DESTIN, FL 32541-4792 |
| Document Number | 0030974927 |
|---|---|
| Date | Feb 22, 2019 |
| Book Page | 003097/004927 |
| Instrument | 5536 |
| Name | BANK OF MO |
|---|---|
| Type | Bank |
| Address | CAPE GIRARDEAU, MO 63701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Dec 5, 2018 |
| Property Address | 113 COOL BREEZE DR, FREEPORT, FL 32439-4263 |
| Document Number | 0030914134 |
| Book / Page | 003091 / 004134 |
| Instrument Date | Dec 3, 2018 |
| Instrument | 40368 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 36008 EMERALD COAST PKWY DESTIN FL 325414792, DESTIN, FL 32541-4792 |
| Document Number | 30914134 |
|---|---|
| Date | Dec 5, 2018 |
| Book Page | 003091/004134 |
| Instrument | 40368 |
| Name | BANK OF MO |
|---|---|
| Type | Bank |
| Address | 427 WILLIAM ST, CAPE GIRARDEAU, MO 63701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 113 COOL BREEZE DR, FREEPORT, FL 32439-4263 |
| Document Number | 0030502207 |
| Book / Page | 003050 / 002207 |
| Instrument Date | Aug 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2017 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 36008 EMERALD COAST PKWY #300 DESTIN FL 325415732, 300, DESTIN, FL 32541-5732 |
| Document Number | 0030502207 |
|---|---|
| Date | Aug 22, 2017 |
| Book Page | 003050/002207 |
| Instrument | 27922 |
| Name | BEACH CMNTY BK |
|---|---|
| Type | Bank |
| Address | FORT WALTON BEACH, FL 32548 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 113 Cool Breeze Dr was $1,506, down 61.9% from the year before.
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Municipality | Freeport City |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,506.00 (-61.88%) | $156,248 | $267,136 Land $35,175 Building $231,961 |
| 2024 | $3,951.00 (+0.25%) | ||
| 2023 | $3,941.00 (+691.37%) | $296,328 (+658.96%) Land $35,175 Building $261,153 | $296,328 (+658.96%) Land $35,175 Building $261,153 |
| 2022 | $498.00 | $39,044 Land $39,044 | $39,044 Land $39,044 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 113 Cool Breeze Dr in Zone X, an area of minimal flood risk, though there have been 68 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 126 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 126 in force |
| Nearby Flood Claims | 68 (1992–2021) |
| Claims Outside the SFHA | 7 of 68 |
| Most Recent Claim | Jun 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 113 Cool Breeze Dr is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREEPORT serves 12,020 people · EPA ID FL1660290 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Cox Communications Fiber | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
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