161 Central Ave, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 161 Central Ave, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	2,094 sqft · built 1951
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on File
Last Sale	$760,000 (Apr 2023)
Tax Bill	$11,795 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Jul 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-00112-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`31-00112-0000-00017`
Alternative APNs	`310011200017` `229600`

Interior

Stories	2 Stories
Building Area	2,094 sqft Living Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Construction Type	Frame
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	229600
Street Address	161 CENTRAL AVE
City	LODI
State	NJ
Zip	07644-3021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	100X100 20
Legal Subdivision	HASBROUCK TERRACE
Legal Block	112
Legal Lot Number	17
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	1
Census Block	1012
Census Tract	30401

Owner

161 Central Ave is owned and occupied by an individual who bought it in April 2023.

Source: Bergen County and Lodi Borough records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	161 CENTRAL AVE, LODI, NJ 07644-3021
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2023	Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP
Jul 29, 2022	Bargain and Sale Deed, Transfer
Jan 26, 2017	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2023 · Amount on File
Deed Sale	Apr 25, 2023 · Amount on File
Prior Sale	Jan 26, 2017 · Amount on File
Deed Document Number	202327885
Deed Book / Page	4979 / 1312
Record Updated	Sep 20, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Apr 25, 2023
Property Address	161 CENTRAL AVE, LODI, NJ 07644-3021
Document Number	0049791312
Book / Page	4979 / 1312
Instrument Date	Apr 3, 2023
Instrument	2023027885
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	CARNEGIE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,881.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	85 DUHAIME RD, PEARL RIVER, NY 10965-1423

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 CENTRAL AVE, LODI, NJ 07644-3021
Investor	Possibly a Property Investor

Mortgage

Document Number	2023027886
Date	Apr 25, 2023
Instrument	2023027886

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

July 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 29, 2022
Property Address	161 CENTRAL AVE, LODI, NJ 07644-3021
Document Number	0047570922
Book / Page	4757 / 922
Instrument Date	Jun 1, 2022
Instrument	2022075588
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	85 DUHAIME RD, 85, PEARL RIVER, NY 10965-1423

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 DUHAIME RD, PEARL RIVER, NY 10965-1423

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 26, 2017
Property Address	161 CENTRAL AVE, LODI, NJ 07644-3021
Document Number	0025172190
Book / Page	002517 / 002190
Instrument Date	Jan 9, 2017
Transaction Type	Transfer
Record Updated	Feb 2, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount on Record
Tax	$475.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 CENTRAL AVE LODI NJ 076443021, LODI, NJ 07644-3021

Tax Assessment & Valuation

The 2025 property tax bill for 161 Central Ave was $11,795, up 5.6% from the year before.

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$333,200 (-) Land $195,000 Building $138,200	$333,200 (-) Land $195,000 Building $138,200
2025	$11,795.00 (+5.61%)	$333,200 Land $195,000 Building $138,200	$333,200 Land $195,000 Building $138,200
2024	$11,168.00
2023		$333,200 Land $195,000 Building $138,200	$333,200 Land $195,000 Building $138,200
2022	$10,875.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 161 Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 161 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 966 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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