140 Central Ave, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 140 Central Ave, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	1,433 sqft · built 1947
Lot Size	0.115 acres (5,001 sqft)
Owner	Company Name on File
Last Sale	$495,000 (Apr 2020)
Tax Bill	$11,247 (2025)
Deeds & Mortgages	Dec 2021 Mortgage May 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`31-00049-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`31-00049-0000-00013`
Alternative APNs	`310004900013` `096100`

Interior

Stories	1 Story
Building Area	1,433 sqft Living Area
1st Floor Area	1,433 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Brick
Construction Type	Brick
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	096100
Street Address	140 CENTRAL AVE
City	LODI
State	NJ
Zip	07644-3017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	50X100
Legal Subdivision	HASBROUCK TERRACE
Legal Block	49
Legal Lot Number	13
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	1
Census Block	1010
Census Tract	30401

Owner

140 Central Ave is owned by a company that acquired it in April 2026.

Source: Bergen County and Lodi Borough records, as of June 29, 2026

Owner of Record	Company Name on File
Mailing Address	2 EDISON ST, RIDGEFIELD PARK, NJ 07660-2205
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 20, 2026	Quit Claim Deed, Transfer · Conventional Mortgage GRIFFIN FUNDING INC
May 20, 2026	Quit Claim Deed, Transfer · Conventional Mortgage GRIFFIN FUNDING INC
Apr 9, 2020	Bargain and Sale Deed, Transfer · VA Mortgage HOME POINT FINANCIAL CORPORATION
Jul 3, 2017	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2020 · Amount on File
Deed Sale	Apr 9, 2020 · Amount on File
Prior Sale	Mar 30, 2005 · Amount on File
Deed Document Number	202038057
Deed Book / Page	3566 / 1876
Last Transfer Date	Apr 25, 2026
Transfer Doc	0058011791
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	140 CENTRAL AVE, LODI, NJ 07644-3017
Transaction Type	Mortgage
Record Updated	Jun 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045061358
Date	Dec 23, 2021
Book Page	4506/1358
Instrument	2021185578

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERGEN NJ
Recording Date	May 20, 2026
Property Address	140 CENTRAL AVE, LODI, NJ 07644-3017
Document Number	0000033841
Book / Page	5801 / 1791
Instrument Date	Apr 25, 2026
Instrument	202633841
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	2 EDISON ST, RIDGEFIELD PARK, NJ 07660-2205

Mortgage

Document Number	0000033842,
Date	May 20, 2026
Instrument	202633842

Lender

Name	GRIFFIN FUNDING INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERGEN NJ
Recording Date	May 20, 2026
Property Address	140 CENTRAL AVE, LODI, NJ 07644-3017
Document Number	0058011791
Book / Page	5801 / 1791
Instrument Date	Apr 25, 2026
Instrument	202633841
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	2 EDISON ST, RIDGEFIELD PARK, NJ 07660-2205

Mortgage

Document Number	0000033842,
Date	May 20, 2026
Instrument	202633842

Lender

Name	GRIFFIN FUNDING INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Apr 9, 2020
Property Address	140 CENTRAL AVE, LODI, NJ 07644-3017
Document Number	0035661876
Book / Page	3566 / 1876
Instrument Date	Feb 26, 2020
Instrument	20-038057
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	CARNEGIE TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,127.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	567 WINDSOR RD, 567, WOOD RIDGE, NJ 07075-1308

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 CENTRAL AVE, LODI, NJ 07644-3017

Mortgage

Document Number	20038058
Date	Apr 9, 2020
Instrument	20-038058

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2050

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 3, 2017
Property Address	140 CENTRAL AVE, LODI, NJ 07644-3017
Document Number	0026560767
Book / Page	002656 / 000767
Instrument Date	Jun 20, 2017
Transaction Type	Transfer
Record Updated	Jul 14, 2017
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE

Transaction

Amount	Amount on Record
Tax	$410.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 CENTRAL AVE LODI NJ 076443017, LODI, NJ 07644-3017

Tax Assessment & Valuation

The 2025 property tax bill for 140 Central Ave was $11,247, up 5.6% from the year before.

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$317,700 (-) Land $160,000 Building $157,700	$317,700 (-) Land $160,000 Building $157,700
2025	$11,247.00 (+5.62%)	$317,700 Land $160,000 Building $157,700	$317,700 Land $160,000 Building $157,700
2024	$10,649.00
2023		$317,700 Land $160,000 Building $157,700	$317,700 Land $160,000 Building $157,700
2022	$10,369.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 140 Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 140 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 966 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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