147 Basin Point Rd, Harpswell, ME 04079 Property Records

Cumberland County and Harpswell Town property record for 147 Basin Point Rd, Harpswell, ME 04079

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,744 sqft · built 1980
Lot Size0.22 acres (9,583 sqft)
Owner2 Trust Names on File
Last Sale$639,000 (Sep 2026)
Tax Bill$2,926 (2025)
Deeds & MortgagesSep 2026 Sale
Jul 2025 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APNHARP M:015 L:023

Property Details

APN / Parcel Number

Primary APNHARP M:015 L:023
Alternative APN
  • 1030

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,744 sqft Living Area
Gross Area2,785 sqft
1st Floor Area917 sqft
Basement Area827 sqft
Unfinished Basement827 sqft

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialMetal
Lot Area9,583 sqft (0.22 acres)
Deck AreaDeck Area
Boat AccessBoat Access

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number1030
Street Address147 BASIN POINT RD
CityHARPSWELL
StateME
Zip04079-3441
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal Lot Number23
JurisdictionHARPSWELL ME
Township / Civil DivisionHARPSWELL
Census Block Group2
Census Block2000
Census Tract17101

Owner

147 Basin Point Rd is owner-occupied and held in a trust since September 2026.

Source: Cumberland County and Harpswell Town records, as of October 6, 2026

Owner of Record2 Trust Names on File
Mailing Address147 BASIN POINT RD, HARPSWELL, ME 04079-3441
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2026Warranty Deed, Transfer
Jul 22, 2025Deed of Trust, Mortgage · Line of Credit
BANGOR SAVINGS BANK
Mar 10, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
NORWAY SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 22, 2026 · Amount on File
Deed SaleSep 22, 2026 · Amount on File
Prior SaleAug 18, 2015 · Amount on File
Deed Document Number202641956
Deed Book / Page42560 / 207
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARPSWELL ME
Recording DateSep 22, 2026
Property Address147 BASIN POINT RD, HARPSWELL, ME 04079-3441
Document Number0000041956
Book / Page42560 / 207
Instrument DateSep 22, 2026
Instrument202641956
Transaction TypeTransfer
Record UpdatedOct 6, 2026

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address147 BASIN POINT RD, HARPSWELL, ME 04079-3441

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARPSWELL ME
Property Address147 BASIN POINT RD, HARPSWELL, ME 04079-3441
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0415950203
DateJul 22, 2025
Book Page41595/203
Instrument26961
Lender
NameBANGOR SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARPSWELL ME
Property Address147 BASIN POINT RD, HARPSWELL, ME 04079-3441
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0364950052
DateMar 10, 2020
Book Page36495/52
Instrument13136
Lender
NameNORWAY SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 147 Basin Point Rd was $2,926, up 5.2% from the year before.

Source: Cumberland County and Harpswell Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionHarpswell Town
Unified School DistrictSchool Administrative District 75 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$2,926.00 (+5.21%)$439,300 (+0.48%) Land $189,600 Building $249,700
2024$2,781.00 (+4.27%)$437,200 (-) Land $189,600 Building $247,600
2023$2,667.00 (+3.41%)$437,200 (-) Land $189,600 Building $247,600
2022$2,579.00$437,200 Land $189,600 Building $247,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 147 Basin Point Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 52 policies
Nearby Flood Policies52 in force
Nearby Flood Claims12 (1978–2024)
Claims Outside the SFHA3 of 12
Most Recent ClaimJan 2024 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jan 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 147 Basin Point Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.7% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

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