16094 Wizard Way, #96, Valley Center, CA 92082 Property Records

San Diego County property record for 16094 Wizard Way, #96, Valley Center, CA 92082

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,114 sqft · built 1999
Lot Size	2.03 acres (88,427 sqft)
Owner	2 Individual Names on Record
Last Sale	$595,000 (May 2017)
Tax Bill	$10,557 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jul 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`188-192-20-00`

Property Details

APN / Parcel Number

Primary APN	`188-192-20-00`
Alternative APN	`1881909200`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Building Area	3,114 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	88,427 sqft

Location & Zoning

Old Parcel Number	1881909200
Street Address	16094 WIZARD WAY, 96
City	VALLEY CENTER
State	CA
Zip	92082-5326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 1 TR PM16214
Legal Subdivision	PARCEL MAP NO 16214
Legal Tract	16214
Legal Block	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	VALLEY CENTER
Census Block Group	3
Census Block	3020
Census Tract	19110

Owner

Source: San Diego County records, as of August 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16094 WIZARD WAY, VALLEY CENTER, CA 92082-5326
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Deed of Trust, Mortgage · Line of Credit MISSION FEDERAL CREDIT UNION
Jul 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage MISSION FCU
Dec 3, 2018	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Oct 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jan 3, 2020	Deed of Trust, Mortgage · Line of Credit MISSION FCU
May 10, 2017	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2017 · Amount on Record
Deed Sale	May 10, 2017 · Amount on Record
Prior Sale	May 8, 2014 · Amount on Record
Deed Document Number	2017210569
Prior Transfer Date	Apr 28, 2014
Prior Transfer Doc	0000187403
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 20, 2026
Property Address	16094 WIZARD WAY, 96, VALLEY CENTER, CA 92082-5326
Document Number	0000243965
Instrument Date	Aug 12, 2026
Instrument	2026243965
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16094 WIZARD WAY, VALLEY CENTER, CA 92082-5326
Investor	Possibly a Property Investor

Mortgage

Document Number	0000243965,
Date	Aug 20, 2026
Instrument	2026243965

Lender

Name	MISSION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 31, 2051

Interest

Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	16094 WIZARD WAY # 96, 96, VALLEY CENTER, CA 92082-5326
Transaction Type	Mortgage
Record Updated	Aug 5, 2021
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16094 WIZARD WAY, VALLEY CENTER, CA 92082-5326

Mortgage

Document Number	0000534331
Date	Jul 27, 2021
Instrument	2021-0534331

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	16094 WIZARD WAY # 96, 96, VALLEY CENTER, CA 92082-5326
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE SAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000496973
Date	Dec 3, 2018
Instrument	2018-0496973

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 1, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	16094 WIZARD WAY # 96, 96, VALLEY CENTER, CA 92082-5326
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000464772
Date	Oct 16, 2019
Instrument	2019-0464772

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	16094 WIZARD WAY # 96, 96, VALLEY CENTER, CA 92082-5326
Document Number	0000008182
Instrument Date	Jan 3, 2020
Transaction Type	Mortgage
Record Updated	Jan 21, 2020
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	16094 WIZARD WAY VALLEY CENTER CA 920825326, VALLEY CENTER, CA 92082-5326

Mortgage

Document Number	0000008182
Date	Jan 8, 2020
Instrument	8182

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191-9023

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 7, 2045

Interest

Rate Type	Adjustable Rate

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 10, 2017
Property Address	16094 WIZARD WAY # 96, 96, VALLEY CENTER, CA 92082-5326
Document Number	0000210569
Map Reference	PM16214
Instrument Date	Apr 14, 2017
Instrument	2017-0210569
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TITLE 365

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10694 WIZARD WAY, VALLEY CENTER, CA 92082
Investor	Possibly a Property Investor

Mortgage

Document Number	0000210570
Date	May 10, 2017
Instrument	2017-0210570

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Valley Center-Pauma Unified School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$952,673 (+2%) Land $281,740 Building $670,933
2025	$10,557.00 (+14.96%) Homeowner's exemption	$933,994 (+15.13%) Land $276,216 Building $657,778
2023	$9,183.00 (+4.29%) Homeowner's exemption	$811,228 Land $265,491 Building $545,737
2022	$8,805.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 83% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLEY CENTER MWD serves 30,166 people · EPA ID CA3710026
Water Source	Purchased surface water from SAN DIEGO COUNTY WATER AUTHORITY
Last State Inspection	Apr 2021
Lead	4 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
San Diego Broadband Fixed Wireless	500 / 100

May also be available: Mediacom Xtream, Verizon.

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