10145 VIA DE LA AMISTAD STE 23, 23, SAN DIEGO, CA 92154-5218
October 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN DIEGO CA
Property Address
16043 WIZARD WAY, VALLEY CENTER, CA 92082-5326
Transaction Type
Mortgage
Record Updated
Feb 5, 2021
Title Company
FIRST AMERICAN TTL SAN DIEGO
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
16043 WIZARD WAY, VALLEY CENTER, CA 92082-5326
Mortgage
Document Number
0000655100
Date
Oct 26, 2020
Instrument
2020-0655100
Lender
Name
UNITED WHOLESALE MORTGAGE
Type
Mortgage Company
Address
PONTIAC, MI 48341
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Nov 1, 2050
January 2021: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
SAN DIEGO CA
Recording Date
Jan 26, 2021
Property Address
16043 WIZARD WAY, VALLEY CENTER, CA 92082-5326
Document Number
0000060822
Instrument Date
Dec 2, 2020
Instrument
60822
Transaction Type
Transfer
Record Updated
Feb 3, 2021
Title Company
ATTORNEY ONLY
Transaction
Tax
$0.00
Additional
Quitclaim
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Living Trust
Address
16043 WIZARD WAY VALLEY CENTER CA 920825326, VALLEY CENTER, CA 92082-5326
April 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN DIEGO CA
Property Address
16043 WIZARD WAY, VALLEY CENTER, CA 92082-5326
Document Number
0000190873
Instrument Date
Apr 10, 2020
Transaction Type
Mortgage
Record Updated
Apr 29, 2020
Title Company
CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
360 S HICKORY ST #4 ESCONDIDO CA 920254306, 4, ESCONDIDO, CA 92025-4306
Mortgage
Document Number
0000190873
Date
Apr 15, 2020
Instrument
190873
Lender
Name
QUICKEN LNS
Type
Funding / Finance Company
Address
DETROIT, MI 48226-1906
Agreement
Type
Conventional with PMI
Amount
Amount on Record
Term
360 Months
Due
Apr 14, 2050
May 2019: Trustee's Deed, Construction Loan
Document Type
Trustee's Deed
Jurisdiction
SAN DIEGO CA
Recording Date
May 1, 2019
Property Address
16043 WIZARD WAY, VALLEY CENTER, CA 92082-5326
Instrument Date
Apr 27, 2019
Instrument
160456
Transaction Type
Construction Loan
Record Updated
May 9, 2019
Title Company
CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
360 S HICKORY ST #4 ESCONDIDO CA 920254306, 4, ESCONDIDO, CA 92025-4306
Mortgage
Document Number
0000160456
Date
May 1, 2019
Instrument
160456
Lender
Name
HOMESTREET BK
Type
Bank
Address
SEATTLE, WA 98101-2326
Agreement
Type
Construction Mortgage
Amount
Amount on Record
Term
360 Months
Due
Apr 30, 2049
Interest
Rate Type
Adjustable Rate
Rate
4.37%
April 2019: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SAN DIEGO CA
Recording Date
Apr 22, 2019
Property Address
16043 WIZARD WAY, VALLEY CENTER, CA 92082-5326
Document Number
0000145844
Instrument Date
Mar 26, 2019
Instrument
145844
Transaction Type
Transfer
Record Updated
Apr 29, 2019
Title Company
CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$159.50
Amount Accuracy
Full Value
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
28732 VALLEY CENTER RD VALLEY CENTER CA 920826566, VALLEY CENTER, CA 92082-6566
Mortgage
Document Number
145845
Date
Apr 22, 2019
Instrument
145845
Lender
Name
HAROLD F & REBECCA C JENSEN
Address
14187 WOODS VALLEY RD, VALLEY CENTER, CA 92082-7340
Special Notes
Seller Financed
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Tax Assessment & Valuation
The 2025 property tax bill for 16043 Wizard Way was $10,222.
Source: San Diego County assessment roll, as of July 28, 2026
Property Jurisdictions
Type
Name
State
California
County
San Diego County
Unified School District
Valley Center-Pauma Unified School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$850,137 (+2%)Land $263,989Building $586,148
2025
$10,222.00
$833,468Land $258,813Building $574,655
2023
$9,758.00 (+1.85%)
$801,106Land $248,764Building $552,342
2022
$9,581.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 16043 Wizard Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 6 (20% premium discount)
Nearby Flood Policies
2 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 16043 Wizard Way is extreme, ranking above 98.1% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Extreme above 98.1% of the US · above 89% of California
Wildfire Likelihood
2% annual chance
Exposure
Direct burnable vegetation
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
VALLEY CENTER MWD serves 30,166 people · EPA ID CA3710026
Water Source
Purchased surface water from SAN DIEGO COUNTY WATER AUTHORITY
Last State Inspection
Apr 2021
Lead
4 ppb (2020–2022) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025