1609 W Utopia Rd, Phoenix, AZ 85027 Property Records

Maricopa County property record for 1609 W Utopia Rd, Phoenix, AZ 85027

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,570 sqft · built 1976
Lot Size	0.192 acres (8,382 sqft)
Owner	Individual Name on Record
Last Sale	$440,000 (Nov 2024)
Tax Bill	$1,145 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Sep 2022 Line of Credit + 4 more
Flood Zone	Zone X (moderate risk)
APN	`209-13-862`

Property Details

APN / Parcel Number

Primary APN	`209-13-862`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,570 sqft Living Area
1st Floor Area	1,570 sqft

Exterior

Year Built	Built 1976
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	8,382 sqft (0.192 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Pool Area	400 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1609 W UTOPIA RD
City	PHOENIX
State	AZ
Zip	85027-4518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	DESERT VALLEY ESTATES FIVE PER MCR 174-28
Legal Range	03E
Legal Township	04N
Legal Section	30
Legal Quarter	SW
Quarter-Quarter Section	NE
Legal Subdivision	DESERT VALLEY ESTATES 5
Legal Lot Number	271
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2000
Census Tract	616600

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1609 W UTOPIA RD, PHOENIX, AZ 85027-4518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2023	Warranty Deed, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Sep 30, 2022	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Mar 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Aug 19, 2021	Intrafamily Transfer, Transfer
Jun 23, 2021	Deed of Trust, Mortgage · Construction Mortgage SUNWEST FCU
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2024 · Amount on Record
Deed Sale	Nov 4, 2024 · Amount on Record
Prior Sale	Apr 26, 2023 · Amount on Record
Deed Document Number	20240590941
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 26, 2023
Property Address	1609 W UTOPIA RD, PHOENIX, AZ 85027-4518
Document Number	0000212781
Map Reference	MB 174 PG 28
Instrument Date	Apr 20, 2023
Instrument	20230212781
Transaction Type	Transfer
Record Updated	May 9, 2023
Title Company	WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 34672, PHOENIX, AZ 85067-4672

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1609 W UTOPIA RD, PHOENIX, AZ 85027-4518

Mortgage

Document Number	0000212782
Date	Apr 26, 2023
Instrument	20230212782

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company
Address	TUCSON, AZ 85711

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1609 W UTOPIA RD, PHOENIX, AZ 85027-4518
Transaction Type	Mortgage
Record Updated	Oct 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1609 W UTOPIA RD, PHOENIX, AZ 85027-4518

Mortgage

Document Number	0000749714
Date	Sep 30, 2022
Instrument	20220749714

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1609 W UTOPIA RD, PHOENIX, AZ 85027-4518
Transaction Type	Mortgage
Record Updated	Mar 17, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1609 W UTOPIA RD, PHOENIX, AZ 85027-4518

Mortgage

Document Number	0000219775
Date	Mar 10, 2022
Instrument	20220219775

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2052

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Aug 19, 2021
Property Address	1609 W UTOPIA RD, PHOENIX, AZ 85027-4518
Document Number	0000899611
Map Reference	MB 174 PG 28
Instrument Date	Aug 19, 2021
Instrument	20210899611
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1609 W UTOPIA RD, PHOENIX, AZ 85027-4518

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1609 W UTOPIA RD, PHOENIX, AZ 85027-4518
Transaction Type	Mortgage
Record Updated	Jul 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1609 W UTOPIA RD, PHOENIX, AZ 85027-4518

Mortgage

Document Number	0000687654
Date	Jun 23, 2021
Instrument	20210687654

Lender

Name	SUNWEST FCU
Type	Credit Union
Address	PHOENIX, AZ 85029

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1609 W UTOPIA RD, PHOENIX, AZ 85027-4518
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	DHI TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1609 W UTOPIA RD, PHOENIX, AZ 85027-4518

Mortgage

Document Number	0000949393
Date	Oct 6, 2020
Instrument	20200949393

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Deer Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,960 (-7.76%)	$319,600 (-7.76%) Land $63,900 Building $255,700
2025	$1,145.00 (+2.78%)
2024		$34,650	$346,500 Land $69,300 Building $277,200
2023	$1,114.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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