1541 W Utopia Rd, Phoenix, AZ 85027 Property Records

Maricopa County property record for 1541 W Utopia Rd, Phoenix, AZ 85027

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,320 sqft · built 1976
Lot Size	0.192 acres (8,351 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Jul 2020)
Tax Bill	$953 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`209-13-859`

Property Details

APN / Parcel Number

Primary APN	`209-13-859`
Alternative APN	`209138595`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
Gross Area	1,470 sqft
1st Floor Area	1,320 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	8,351 sqft (0.192 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1541 W UTOPIA RD
City	PHOENIX
State	AZ
Zip	85027-4516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	DESERT VALLEY ESTATES 5 MCR 174-28
Legal Range	3E
Legal Township	4N
Legal Section	30
Legal Subdivision	DESERT VALLEY ESTATES 5
Legal Lot Number	268
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2000
Census Tract	616600

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1541 W UTOPIA RD, PHOENIX, AZ 85027-4516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage NFM LENDING
Jul 21, 2020	Warranty Deed, Transfer · FHA Mortgage NFM LNDG
Feb 15, 2017	Quit Claim Deed, Transfer · Conventional Mortgage DESERT SCHOOLS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2020 · Amount on Record
Deed Sale	Jul 21, 2020 · Amount on Record
Prior Sale	Jan 31, 2008 · Amount on Record
Deed Document Number	2020652573
Prior Transfer Date	Jan 3, 2017
Prior Transfer Doc	0000112855
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1541 W UTOPIA RD, PHOENIX, AZ 85027-4516
Transaction Type	Mortgage
Record Updated	Oct 1, 2021
Title Company	DRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1541 W UTOPIA RD, PHOENIX, AZ 85027-4516

Mortgage

Document Number	0001035344
Date	Sep 24, 2021
Instrument	20211035344

Lender

Name	NFM LENDING
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 21, 2020
Property Address	1541 W UTOPIA RD, PHOENIX, AZ 85027-4516
Document Number	0000652573
Instrument Date	Jul 16, 2020
Instrument	652573
Transaction Type	Transfer
Record Updated	Jul 30, 2020
Title Company	CLEAR TITLE AGENCY/AZ, CLEAR TITLE AGCY/AZ

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1541 W UTOPIA RD PHOENIX AZ 850274516, PHOENIX, AZ 85027-4516

Mortgage

Document Number	652574
Date	Jul 21, 2020
Instrument	652574

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2050

Mortgage

Document Number	652575,
Date	Jul 21, 2020
Instrument	652575

Lender

Name	ARIZONA IND'L DEV AUTH
Address	SCOTTSDALE, AZ 85253

Agreement

Amount	Amount Recorded

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 15, 2017
Property Address	1541 W UTOPIA RD, PHOENIX, AZ 85027-4516
Document Number	0000112855
Instrument Date	Jan 3, 2017
Instrument	112855
Transaction Type	Transfer
Record Updated	Feb 21, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1541 W UTOPIA RD PHOENIX AZ 850274516, PHOENIX, AZ 85027-4516

Mortgage

Document Number	112856
Date	Feb 15, 2017
Instrument	112856

Lender

Name	DESERT SCHOOLS FCU
Type	Credit Union
Address	PHOENIX, AZ 85034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 14, 2032

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Deer Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,360 (+167.66%)	$293,600 (-1.9%) Land $58,700 Building $234,900
2025	$953.00 (+2.69%)	$10,969 (-65.41%)	$299,300 (-5.61%) Land $59,800 Building $239,500
2024		$31,710	$317,100 Land $63,400 Building $253,700
2023	$928.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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