Lorain County property record for 1609 W 43rd St, Lorain, OH 44053
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,058 sqft · built 1963 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $175,000 (Jul 2022) |
| Tax Bill | $2,414 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jul 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-02-006-107-005 |
| Primary APN | 02-02-006-107-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,058 sqft Living Area |
| Gross Area | 2,538 sqft |
| 1st Floor Area | 1,558 sqft |
| Basement Area | 1,170 sqft |
| Family Room | Family Room |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Multi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 120 ft deep x 78 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 378 sqft |
| Patio Area | 378 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 1609 W 43RD ST |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44053-2904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CARR EST 2 78 X 120 |
| Legal Subdivision | CARR EST 2 |
| Legal Tract | 02 |
| Legal Block | 107 |
| Legal Lot Number | 120 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 24200 |
Source: Lorain County records, as of May 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1609 W 43RD ST, LORAIN, OH 44053-2904 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| May 5, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| Jul 26, 2022 | Warranty Deed, Transfer · FHA Mortgage NORTHERN MORTGAGE SERVICES LLC |
| Aug 19, 2020 | Deed of Trust, Mortgage · Line of Credit NORTHWEST BK |
| Nov 14, 2019 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 26, 2022 · Amount on Record |
| Deed Sale | Jul 26, 2022 · Amount on Record |
| Deed Document Number | 2022884680 |
| Prior Transfer Date | Oct 25, 2019 |
| Prior Transfer Doc | 0000738291 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 5, 2026 |
| Property Address | 1609 W 43RD ST, LORAIN, OH 44053-2904 |
| Document Number | 0000094460 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 202694460 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1609 W 43RD ST, LORAIN, OH 44053-2904 |
| Investor | Possibly a Property Investor |
| Document Number | 0000094460, |
|---|---|
| Date | May 5, 2026 |
| Instrument | 202694460 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | May 1, 2066 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 26, 2022 |
| Property Address | 1609 W 43RD ST, LORAIN, OH 44053-2904 |
| Document Number | 0000884680 |
| Map Reference | VOL 23 PG 55 |
| Instrument Date | Jul 18, 2022 |
| Instrument | 2022-0884680 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1609 W 43RD ST, LORAIN, OH 44053-2904 |
| Document Number | 0000884681 |
|---|---|
| Date | Jul 26, 2022 |
| Instrument | 2022-0884681 |
| Name | NORTHERN MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1609 W 43RD ST, LORAIN, OH 44053-2904 |
| Document Number | 0000776415 |
| Instrument Date | Aug 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2020 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1609 W 43RD ST LORAIN OH 440532904, LORAIN, OH 44053-2904 |
| Document Number | 0000776415 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 776415 |
| Name | NORTHWEST BK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 30, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Nov 14, 2019 |
| Property Address | 1609 W 43RD ST, LORAIN, OH 44053-2904 |
| Document Number | 0000738291 |
| Instrument Date | Oct 25, 2019 |
| Instrument | 738291 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1609 W 43RD ST LORAIN OH 440532904, LORAIN, OH 44053-2904 |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,414.00 (-7.26%) Homeowner's exemption | $63,140 (+%) Land $10,550 Building $52,590 | $180,390 (-) Land $30,130 Building $150,260 |
| 2024 | $2,603.00 (+11.67%) | $63,137 (+39.46%) Land $10,546 Building $52,591 | $180,390 (+39.46%) Land $30,130 Building $150,260 |
| 2023 | $2,331.00 (+25.05%) | $45,273 (+0.01%) Land $12,733 Building $32,540 | $129,350 (-) Land $36,380 Building $92,970 |
| 2022 | $1,864.00 | $45,270 Land $12,730 Building $32,540 | |
| 2021 | $129,350 Land $36,380 Building $92,970 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1981–2014) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | May 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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