1601 W 43rd St, Lorain, OH 44053 Property Records

Lorain County property record for 1601 W 43rd St, Lorain, OH 44053

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,050 sqft · built 1963
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on Record
Last Sale$180,000 (Dec 2025)
Tax Bill$1,717 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Oct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-02-006-107-006

Property Details

APN / Parcel Number

Primary APN02-02-006-107-006

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,050 sqft Living Area
Gross Area1,530 sqft
1st Floor Area1,050 sqft
Basement Area1,008 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions120 ft deep x 78 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area102 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address1601 W 43RD ST
CityLORAIN
StateOH
Zip44053-2904
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCARR ESTS 2 78.00 X 120.00
Legal SubdivisionCARR ESTS 2
Legal Tract02
Legal Block107
Legal Lot Number119
JurisdictionLORAIN OH
Township / Civil DivisionLORAIN
Census Block Group1
Census Block1005
Census Tract24200

Owner

Source: Lorain County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1601 W 43RD ST, LORAIN, OH 44053-2904
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 8, 2025Warranty Deed, Transfer · Conventional Mortgage
GVC MORTGAGE INC
Oct 27, 2021Fiduciary Deed, Transfer · FHA Mortgage
FIRST FEDERAL SAVINGS & LOAN BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 8, 2025 · Amount on Record
Deed SaleDec 8, 2025 · Amount on Record
Prior SaleOct 27, 2021 · Amount on Record
Deed Document Number202578007
Prior Transfer DateNov 30, 2011
Prior Transfer Doc0000393439
Record UpdatedOct 29, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateDec 8, 2025
Property Address1601 W 43RD ST, LORAIN, OH 44053-2904
Document Number0000078007
Map ReferenceVOL 23 PG 55
Instrument DateNov 20, 2025
Instrument2025-0078007
Transaction TypeTransfer
Record UpdatedDec 18, 2025
Title CompanyNEWMAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1601 W 43RD ST, LORAIN, OH 44053-2904

Mortgage

Document Number0000078008
DateDec 8, 2025
Instrument2025-0078008
Lender
NameGVC MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2055

October 2021: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionLORAIN OH
Recording DateOct 27, 2021
Property Address1601 W 43RD ST, LORAIN, OH 44053-2904
Document Number20210846395
Instrument DateOct 25, 2021
Instrument2021-0846395
Transaction TypeTransfer
Record UpdatedNov 5, 2021
Title CompanyOHIO REAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1601 W 43RD ST, LORAIN, OH 44053-2904
InvestorPossibly a Property Investor

Mortgage

Document Number20210846396
DateOct 27, 2021
Instrument2021-0846396
Lender
NameFIRST FEDERAL SAVINGS & LOAN BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,717.00 Homeowner's exemption$44,910 (+%) Land $10,550 Building $34,360$128,310 (-) Land $30,130 Building $98,180
2024$1,717.00 (-12.62%)$44,909 (+17.67%) Land $10,546 Building $34,363$128,310 (+17.67%) Land $30,130 Building $98,180
2023$1,965.00 (+0.87%)$38,164 (+0.01%) Land $12,733 Building $25,431$109,040 (-) Land $36,380 Building $72,660
2022$1,948.00$38,160 Land $12,730 Building $25,430
2021$109,040 Land $36,380 Building $72,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims5 (1981–2014)
Claims Outside the SFHA1 of 5
Most Recent ClaimMay 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLORAIN CITY PWS
serves 64,152 people · EPA ID OH4700711
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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