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1609 Summit Dr, Gadsden, AL 35901 Property Records

Etowah County property record for 1609 Summit Dr, Gadsden, AL 35901

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,332 sqft · built 1958
Lot Size0.464 acres (20,250 sqft)
OwnerIndividual Name on Record
Last Sale$84,900 (Jan 2018)
Tax Bill$467 (2026)
Deeds & MortgagesJan 2018 Mortgage
Jan 2018 Sale & Second Mortgage
Flood ZoneZone X (minimal risk)
APN10-07-26-3-000-038.000

Property Details

APN / Parcel Number

Primary APN10-07-26-3-000-038.000
Alternative APNs
  • 226360
  • 14627

Interior

Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,332 sqft Living Area
1st Floor Area1,332 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Exterior MaterialWood
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area20,250 sqft (0.464 acres)
Lot Dimensions135 ft deep x 150 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number226360
Street Address1609 SUMMIT DR
CityGADSDEN
StateAL
Zip35901-9031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionH/S BASE YEAR LT 17 BLK 2 HALF ACRES 2ND ADD PLAT F-357 GADSDEN 26-11-6 866-327,REF D-98-5106,D-2013-3384851(ROS),D-2018-3461184
Legal Range6E
Legal Township11S
Legal Section26
Legal SubdivisionHALF ACRES 2ND ADD
Legal Block2
Legal Lot Number17
JurisdictionETOWAH AL
Township / Civil DivisionGADSDEN
Census Block Group3
Census Block3003
Census Tract200

Owner

Source: Etowah County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1609 SUMMIT DR, GADSDEN, AL 35901-9031
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 3, 2018Deed of Trust, Mortgage · Stand-Alone First Mortgage
GUILD MORTGAGE
Jan 3, 2018Warranty Deed, Transfer · Stand-Alone Second Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 3, 2018 · Amount on Record
Deed SaleJan 3, 2018 · Amount on Record
Deed Document Number20183461184
Record UpdatedOct 29, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionETOWAH AL
Property Address1609 SUMMIT DR, GADSDEN, AL 35901-9031
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3461185
DateJan 3, 2018
Instrument3461185
Lender
NameGUILD MORTGAGE
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionETOWAH AL
Recording DateJan 3, 2018
Property Address1609 SUMMIT DR, GADSDEN, AL 35901-9031
Document Number3461184
Instrument DateDec 28, 2017
Instrument3461184
Transaction TypeTransfer
Record UpdatedSep 13, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1609 SUMMIT DR, 1609, GADSDEN, AL 35901-9031

Transferred To (Grantee/Buyer)

NameVerified Name
Address1609 SUMMIT DR, GADSDEN, AL 35901-9031

Mortgage

Document Number3461186
DateJan 3, 2018
Instrument3461186
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Etowah County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyEtowah County
MunicipalityGadsden City
Unified School DistrictGadsden City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$467.00 (-6.22%) Homeowner's exemption
2025$498.00 (-54.52%) Homeowner's exemption$11,180 (-) Land $1,220 Building $9,960$111,800 (-) Land $12,200 Building $99,600
2023$1,095.00 (+19.02%)$11,180 (+19.06%) Land $1,220 Building $9,960$111,800 (+19.06%) Land $12,200 Building $99,600
2022$920.00$9,390 Land $1,220 Building $8,170$93,900 Land $12,200 Building $81,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · above 60% of Alabama
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GADSDEN, THE WWSB OF THE
serves 44,637 people · EPA ID AL0000577
Water SourceSurface water
Last State InspectionJan 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

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