1423 Summit Dr, Gadsden, AL 35901 Property Records

Etowah County property record for 1423 Summit Dr, Gadsden, AL 35901

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,600 sqft · built 1944
Lot Size	0.544 acres (23,700 sqft)
Owner	2 Individual Names on File
Tax Bill	$894 (2026)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-07-35-2-000-174.000`

Property Details

APN / Parcel Number

Primary APN	`10-07-35-2-000-174.000`
Alternative APNs	`076943` `15180`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,600 sqft Living Area
1st Floor Area	1,600 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	23,700 sqft (0.544 acres)
Lot Dimensions	237 ft deep x 100 ft wide
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	076943
Street Address	1423 SUMMIT DR
City	GADSDEN
State	AL
Zip	35901-9035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H/S BASE YEAR - 1985 LOT 3 SUTHERLIN'S SUB OF LOT 12 OF INDIA SUTHERLIN EST PLAT D-153 GADSDEN SEC 35 TWP 11S R 6E 1395-465 1842-465 D-1997-3426 SUTHERLIN SUB D-153 LT 12 LT 003
Legal Subdivision	INDIA SUTHERLIN ESTATE
Legal Lot Number	3
Jurisdiction	ETOWAH AL
Township / Civil Division	GADSDEN
Census Block Group	3
Census Block	3004
Census Tract	200

Owner

1423 Summit Dr, a single family home, is owned by two individuals.

Source: Etowah County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14179 VISTA DEL LAGO BLVD, WINTER GARDEN, FL 34787-9441
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ETOWAH AL
Property Address	1423 SUMMIT DR, GADSDEN, AL 35901-9035
Transaction Type	Mortgage
Record Updated	Jan 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 3445171
Date	Jan 11, 2017
Instrument	3445171

Lender

Name	FAMILY SAVINGS CREDIT UNION
Type	Non-Lending Institution
Address	RAINBOW CITY, AL 35906

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1423 Summit Dr was $894, down 5.4% from the year before.

Source: Etowah County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Etowah County
Municipality	Gadsden City
Unified School District	Gadsden City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$894.00 (-5.4%)
2025	$945.00	$19,300 Land $540 Building $18,760	$96,500 Land $2,700 Building $93,800
2023	Homeowner's exemption Additional exemption filed	$9,650 Land $270 Building $9,380	$96,500 Land $2,700 Building $93,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1423 Summit Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1423 Summit Dr is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 46% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GADSDEN, THE WWSB OF THE serves 44,637 people · EPA ID AL0000577
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250