1609 Sheppard St, Waco, TX 76711 Property Records

McLennan County property record for 1609 Sheppard St, Waco, TX 76711

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,008 sqft · built 1950
Lot Size0.192 acres (8,382 sqft)
OwnerIndividual Name on File
Tax Bill$703 (2025)
Deeds & MortgagesJul 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN48-037700-017400-7

Property Details

APN / Parcel Number

Primary APN48-037700-017400-7
Alternative APNs
  • 4803770001740070111
  • 189739

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,008 sqft Living Area
Gross Area1,275 sqft
1st Floor Area1,008 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1978
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area8,382 sqft (0.192 acres)
Lot Dimensions140 ft deep x 60 ft wide
Garage TypeAttached
Garage Area267 sqft
DrivewayConcrete Driveway
Driveway Area375 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area132 sqft
Storage Building120 sqft

Utilities, Heating & Cooling

Cooling SystemEvaporative
Heating SystemSpace Heater

Location & Zoning

Street Address1609 SHEPPARD ST
CityWACO
StateTX
Zip76711-1745
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionSHELBY LOT 3 BLOCK 14 ACRES .1924
Legal SubdivisionSHELBY
Legal Block14
Legal Lot Number3
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group4
Census Block4020
Census Tract4300

Owner

1609 Sheppard St is owned and occupied by an individual.

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1609 SHEPPARD ST, WACO, TX 76711-1745
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address1609 SHEPPARD ST, WACO, TX 76711-1745
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024405
DateJul 28, 2017
Instrument2017024405
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueAug 16, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 1609 Sheppard St was $703 with exemptions applied, up 26.2% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$135,347 (+1%)$138,008 (-1.57%) Land $23,805 Building $114,203
2025$703.00 (+26.21%) Homeowner's exemption Senior Citizen's exemption$123,043 Land $21,630 Building $118,580$140,210 Land $21,630 Building $118,580
2024$557.00
2023$135,220 Land $21,630 Building $113,590$135,220 Land $21,630 Building $113,590
2022$448.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1609 Sheppard St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1989)
Most Recent ClaimMay 1989 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1609 Sheppard St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Central Link Broadband
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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