1605 Sheppard St, Waco, TX 76711 Property Records

McLennan County property record for 1605 Sheppard St, Waco, TX 76711

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,008 sqft · built 1951
Lot Size0.192 acres (8,382 sqft)
OwnerIndividual Name on File
Last Sale$218,175 (Apr 2025)
Tax Bill$4,379 (2025)
Deeds & MortgagesApr 2025 Second Mortgage
Apr 2025 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN48-037700-017300-0

Property Details

APN / Parcel Number

Primary APN48-037700-017300-0
Alternative APNs
  • 4803770001730000111
  • 189738

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,008 sqft Living Area
Gross Area1,261 sqft
1st Floor Area1,008 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1978
Exterior MaterialWood
Roof MaterialComposition Shingle
Lot Area8,382 sqft (0.192 acres)
Lot Dimensions140 ft deep x 60 ft wide
Garage TypeAttached
Garage Area253 sqft
DrivewayConcrete Driveway
Driveway Area520 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area344 sqft
Patio Area261 sqft
Storage Building96 sqft

Utilities, Heating & Cooling

Cooling SystemEvaporative
Heating SystemSpace Heater

Location & Zoning

Street Address1605 SHEPPARD ST
CityWACO
StateTX
Zip76711-1745
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionSHELBY LOT 2 BLOCK 14 ACRES .1924
Legal SubdivisionSHELBY
Legal Block14
Legal Lot Number2
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group4
Census Block4020
Census Tract4300

Owner

1605 Sheppard St is owned and occupied by an individual who bought it in April 2025.

Source: McLennan County records, as of August 24, 2026

Owner of RecordIndividual Name on File
Mailing Address1605 SHEPPARD ST, WACO, TX 76711-1745
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 25, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
TEXAS STATE AFFORDABLE HSNG CORP
Apr 25, 2025Vendor's Lien, Transfer · FHA Mortgage
SWBC MORTGAGE CORP
Apr 17, 2024Warranty Deed, Transfer
AMERICAN REALTY TITLE, AMERICAN GUARANTY TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 25, 2025 · Amount on File
Deed SaleApr 25, 2025 · Amount on File
Prior SaleDec 4, 2024
Deed Document Number202512307
Prior Transfer DateFeb 16, 2024
Prior Transfer Doc0000006668
Record UpdatedOct 29, 2026

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address1605 SHEPPARD ST, WACO, TX 76711-1745
Transaction TypeMortgage
Record UpdatedNov 27, 2025
Title CompanyUNKNOWN, AGT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1605 SHEPPARD ST, WACO, TX 76711-1745

Mortgage

Document Number0000012309
DateApr 25, 2025
Instrument2025012309
Lender
NameTEXAS STATE AFFORDABLE HSNG CORP
TypeGovernment Agency
AddressAUSTIN, TX 78752
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term36 Months
DueApr 22, 2028

April 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateApr 25, 2025
Property Address1605 SHEPPARD ST, WACO, TX 76711-1745
Document Number0000012307
Map ReferenceVOL 517 PG 44
Instrument DateApr 22, 2025
Instrument2025012307
Transaction TypeTransfer
Record UpdatedNov 27, 2025
Title CompanyUNKNOWN, AGT

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1605 SHEPPARD ST, WACO, TX 76711-1745

Mortgage

Document Number0000012308
DateApr 25, 2025
Instrument2025012308
Lender
NameSWBC MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2055

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateApr 17, 2024
Property Address1605 SHEPPARD ST, WACO, TX 76711-1745
Document Number0000011400
Map ReferenceVOL 517 PG 44
Instrument DateApr 10, 2024
Instrument2024011400
Transaction TypeTransfer
Record UpdatedMay 1, 2024
Title CompanyAMERICAN REALTY TITLE, AMERICAN GUARANTY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address816 N 19TH ST, WACO, TX 76707-2912

Tax Assessment & Valuation

The 2025 property tax bill for 1605 Sheppard St was $4,379, up 30.8% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$190,563 (-2.17%) Land $23,805 Building $166,758$190,563 (-2.17%) Land $23,805 Building $166,758
2025$4,379.00 (+30.79%)$194,790 Land $21,630 Building $173,160$194,790 Land $21,630 Building $173,160
2024$3,348.00
2023$140,250 Land $21,630 Building $118,620$140,250 Land $21,630 Building $118,620
2022$3,144.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1605 Sheppard St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1989)
Most Recent ClaimMay 1989 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1605 Sheppard St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Central Link Broadband
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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