1609 Morgan Trl, McHenry, IL 60051 Property Records

McHenry County property record for 1609 Morgan Trl, McHenry, IL 60051

Property Summary

Property Type	Single Family Home
Details	2,274 sqft · built 1984
Lot Size	2.2 acres (95,968 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Dec 2020)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-30-300-010`

Property Details

APN / Parcel Number

Primary APN	`10-30-300-010`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,274 sqft Living Area
Gross Area	3,774 sqft
1st Floor Area	2,274 sqft
Basement Area	1,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Lot Area	95,968 sqft
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1609 MORGAN TRL
City	MCHENRY
State	IL
Zip	60051-6934
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0052422 LT 18 BLK 1 VAL MAR COUNTRY ESTATES 1ST ADDN MEMO: RAMSARAN, ANTHONY H/ IWANSKI, ELIZABETH BERNADETTE
Legal Range	09E
Legal Township	45N
Legal Section	30
Legal Subdivision	VAL MAR COUNTRY ESTATES
Legal Block	1
Legal Lot Number	18
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	4
Census Block	4008
Census Tract	870702

Owner

1609 Morgan Trl is owned and occupied by an individual who bought it in December 2020.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1609 MORGAN TRL, MCHENRY, IL 60051-6934
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2020 · Amount on File
Deed Sale	Dec 3, 2020 · Amount on File
Prior Sale	Dec 18, 1995 · Amount on File
Deed Document Number	2020R0052422
Record Updated	Jun 7, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Dec 3, 2020
Property Address	1609 MORGAN TRL, MCHENRY, IL 60051-6934
Document Number	0000052422
Map Reference	DOC 535830
Instrument Date	Sep 18, 2020
Instrument	2020R0052422
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	FIDELITYNATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1609 MORGAN TRL, MCHENRY, IL 60051-6934

Mortgage

Document Number	0000052423
Date	Dec 3, 2020
Instrument	2020R0052423

Lender

Name	CROSSCOUNTRY MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.99%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$134,187 Land $34,871 Building $99,316	$402,561 Land $104,613 Building $297,948

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1609 Morgan Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1609 Morgan Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20