McHenry County property record for 1608 Morgan Trl, McHenry, IL 60051
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 2,289 sqft · built 1979 |
| Lot Size | 1.26 acres (54,907 sqft) |
| Owner | Company Name on File |
| Deeds & Mortgages | Apr 2022 Mortgage Feb 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-30-300-009 |
| Primary APN | 10-30-300-009 |
|---|
| Full Baths | 5 Baths |
|---|---|
| Half Baths | 3 Half Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,289 sqft Living Area |
| Gross Area | 2,993 sqft |
| 1st Floor Area | 2,129 sqft |
| Basement Area | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 54,907 sqft |
| Garage Area | 625 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 120 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 91 sqft |
| Patio Area | 662 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1608 MORGAN TRL |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60051-7824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 97R044367 LT 13 BLK 4 VAL MAR COUNTRY ESTATES 1ST ADDN |
| Legal Range | 09E |
| Legal Township | 45N |
| Legal Section | 30 |
| Legal Subdivision | VAL MAR COUNTRY ESTATES |
| Legal Block | 4 |
| Legal Lot Number | 13 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 870702 |
1608 Morgan Trl is owned by a company that acquired it in September 1997 and is owner-occupied.
Source: McHenry County records, as of May 13, 2024
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1608 MORGAN TRL, MCHENRY, IL 60051-7824 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MCHENRY SAVINGS BANK |
| Feb 17, 2018 | Loan Modification, Mortgage · Conventional Mortgage MCHENRY SVGS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 1997 |
| Deed Sale | Sep 12, 1997 |
| Prior Sale | Jun 13, 1997 · Amount on File |
| Deed Document Number | 97R-044367 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1608 MORGAN TRL, MCHENRY, IL 60051-7824 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000013635 |
|---|---|
| Date | Apr 13, 2022 |
| Instrument | 2022R0013635 |
| Name | MCHENRY SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | MCHENRY, IL 60050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 5, 2037 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.99% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1608 MORGAN TRL, MCHENRY, IL 60051-7824 |
| Document Number | 0000006249 |
| Instrument Date | Feb 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1608 MORGAN TRL MCHENRY IL 600517824, MCHENRY, IL 60051-7824 |
| Document Number | 0000006249 |
|---|---|
| Date | Feb 28, 2018 |
| Instrument | 6249 |
| Name | MCHENRY SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | MCHENRY, IL 60050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 27, 2028 |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $110,690 Land $24,969 Building $85,721 | $332,070 Land $74,907 Building $257,163 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1608 Morgan Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2001 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1608 Morgan Trl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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