1609 Michael St, El Campo, TX 77437 Property Records

Wharton County property record for 1609 Michael St, El Campo, TX 77437

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,964 sqft · built 1950
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on File
Tax Bill$4,462 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Apr 2019 Transfer
Flood ZoneZone X (minimal risk)
APN11010-001-040-00

Property Details

APN / Parcel Number

Primary APN11010-001-040-00
Alternative APNs
  • R021600
  • 21600

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,964 sqft Living Area
1st Floor Area1,964 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 2004
Lot Area21,780 sqft (0.5 acres)
Lot Dimensions190 ft deep x 114 ft wide
Garage TypeCarport
Garage Area192 sqft
CarportCarport
Carport Area192 sqft
Patio Area343 sqft

Location & Zoning

Account Number1101000104000
Street Address1609 MICHAEL ST
CityEL CAMPO
StateTX
Zip77437-9347
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPAYNE WEST BLOCK 1 LOT 4A
Legal SubdivisionPAYNE WEST
Legal Block1
Legal Lot Number4A
JurisdictionWHARTON TX
Township / Civil DivisionEL CAMPO
Census Block Group2
Census Block2025
Census Tract740901

Owner

1609 Michael St is owned and occupied by two individuals who acquired it in April 2019.

Source: Wharton County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1609 MICHAEL ST, EL CAMPO, TX 77437-9347
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2020Deed of Trust, Mortgage
FIRST FINANCIAL BANK NA
Apr 25, 2019Intrafamily Transfer, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateApr 24, 2019
Transfer Doc001131/929
Record UpdatedOct 29, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHARTON TX
Property Address1609 MICHAEL ST, EL CAMPO, TX 77437-9347
Transaction TypeMortgage
Record UpdatedNov 16, 2023
Title CompanyCASTLE TITLE INSURANCE AGENCY, COASTAL TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 WANDA LN, EL CAMPO, TX 77437-9528

Mortgage

Document Number001163/562
DateFeb 27, 2020
Book Page1163/562
Instrument2020-00001133
Lender
NameFIRST FINANCIAL BANK NA
TypeBank
AddressKINGWOOD, TX 77339
Agreement
AmountAmount on Record
Term24 Months
DueFeb 17, 2022

April 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWHARTON TX
Recording DateApr 25, 2019
Property Address1609 MICHAEL ST, EL CAMPO, TX 77437-9347
Document Number001131/929
Book / Page1131 / 929
Map ReferenceVOL 223 PG 436
Instrument DateApr 24, 2019
Instrument2019-00002245
Transaction TypeTransfer
Record UpdatedNov 16, 2023
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address11802 NIGHT HAWK LN, CORPUS CHRISTI, TX 78410-3825

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 WANDA LN, EL CAMPO, TX 77437-9528

Tax Assessment & Valuation

The 2025 property tax bill for 1609 Michael St was $4,462 with a homeowner's exemption, down 21.2% from the year before.

Source: Wharton County assessment roll, as of September 22, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityEl Campo City
CountyWharton County
Unified School DistrictEl Campo Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$250,071 (-0.41%) Land $58,370 Building $191,701$250,071 (-0.41%) Land $58,370 Building $191,701
2025$4,462.00 (-21.15%) Homeowner's exemption$251,100 Land $57,717 Building $193,383$251,100 Land $57,717 Building $193,383
2024$5,659.00
2023$228,084 Land $52,272 Building $175,812$228,084 Land $52,272 Building $175,812
2022$4,942.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1609 Michael St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 59 policies
Nearby Flood Policies59 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1609 Michael St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF EL CAMPO
serves 12,095 people · EPA ID TX2410002
Water SourceGroundwater
Last State InspectionNov 2022
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
YK Communications
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
1,000 / 1,000
Rise Broadband
Fiber
1,000 / 200
Sparklight
Cable
1,000 / 50
Skynet
Fixed Wireless
100 / 50

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