1608 Michael St, El Campo, TX 77437 Property Records

Wharton County property record for 1608 Michael St, El Campo, TX 77437

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,283 sqft · built 1966
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$193,382 (Apr 2026)
Tax Bill	$3,040 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Oct 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`11010-002-080-00`

Property Details

APN / Parcel Number

Primary APN	`11010-002-080-00`
Alternative APNs	`R021616` `21616`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,283 sqft Living Area
Gross Area	1,850 sqft
1st Floor Area	1,283 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1986
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	190 ft deep x 114 ft wide
Garage Type	Attached
Garage Area	567 sqft
Porch	Slab
Porch Area	162 sqft

Location & Zoning

Account Number	1101000208000
Street Address	1608 MICHAEL ST
City	EL CAMPO
State	TX
Zip	77437-9348
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAYNE WEST BLOCK 2 LOT 8A
Legal Subdivision	PAYNE WEST
Legal Block	2
Legal Lot Number	8A
Jurisdiction	WHARTON TX
Township / Civil Division	EL CAMPO
Census Block Group	2
Census Block	2024
Census Tract	740901

Owner

1608 Michael St is owned and occupied by two individuals who bought it in April 2026.

Source: Wharton County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1608 MICHAEL ST, EL CAMPO, TX 77437-9348
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 17, 2022	Warranty Deed, Transfer MID-COAST TITLE COMPANY INC, MID COAST TITLE COMPANY
Sep 3, 2020	Vendor's Lien, Transfer · FHA Mortgage EVERETT FINANCIAL INC
Nov 21, 2017	Vendor's Lien, Transfer · Conventional Mortgage AMERICAS CHOICE HOME LOANS LP
Aug 10, 2015	Warranty Deed, Transfer MID-COAST TITLE COMPANY INC, MID-COAST TITLE COMPNAY INC
Nov 7, 2005	Vendor's Lien, Transfer LEON CRANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2026 · Amount on File
Deed Sale	Apr 14, 2026 · Amount on File
Prior Sale	Oct 17, 2022
Deed Document Number	20261997
Deed Book / Page	1420 / 537
Prior Transfer Date	Aug 31, 2020
Prior Transfer Doc	001185/627
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WHARTON TX
Recording Date	Apr 14, 2026
Property Address	1608 MICHAEL ST, EL CAMPO, TX 77437-9348
Document Number	0000001997
Book / Page	1420 / 537
Instrument Date	Apr 7, 2026
Instrument	20261997
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	MID-COAST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1608 MICHAEL ST, EL CAMPO, TX 77437-9348

Mortgage

Document Number	001420/541,
Date	Apr 14, 2026
Book Page	1420/541
Instrument	20261998

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHARTON TX
Recording Date	Oct 17, 2022
Property Address	1608 MICHAEL ST, EL CAMPO, TX 77437-9348
Document Number	001284/487
Book / Page	1284 / 487
Instrument Date	Oct 14, 2022
Instrument	2022-00006416
Transaction Type	Transfer
Record Updated	Nov 16, 2023
Title Company	MID-COAST TITLE COMPANY INC, MID COAST TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31 ADRIANNA PATH DR, MISSOURI CITY, TX 77459-1136

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1608 MICHAEL ST, EL CAMPO, TX 77437-9348

September 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WHARTON TX
Recording Date	Sep 3, 2020
Property Address	1608 MICHAEL ST, EL CAMPO, TX 77437-9348
Document Number	001185/627
Book / Page	1185 / 627
Map Reference	VOL 223 PG 436
Instrument Date	Aug 31, 2020
Instrument	2020-00004925
Transaction Type	Transfer
Record Updated	May 4, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 111, GLEN FLORA, TX 77443-0111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1608 MICHAEL ST, EL CAMPO, TX 77437-9348
Investor	Possibly a Property Investor

Mortgage

Document Number	202000004926
Date	Sep 3, 2020
Instrument	2020-00004926

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record

November 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WHARTON TX
Recording Date	Nov 21, 2017
Property Address	1608 MICHAEL ST, EL CAMPO, TX 77437-9348
Document Number	001078/129
Book / Page	1078 / 129
Map Reference	VOL 223 PG 436
Instrument Date	Nov 16, 2017
Instrument	2017-00006177
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	MID-COAST TITLE COMPANY INC, MID COAST TITLE CO INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1703 MICHAEL ST, EL CAMPO, TX 77437-9349

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1608 MICHAEL ST, EL CAMPO, TX 77437-9348

Mortgage

Document Number	201700006178
Date	Nov 21, 2017
Instrument	2017-00006178

Lender

Name	AMERICAS CHOICE HOME LOANS LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

August 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHARTON TX
Recording Date	Aug 10, 2015
Property Address	1608 MICHAEL ST, EL CAMPO, TX 77437-9348
Document Number	000995/713
Book / Page	995 / 713
Map Reference	MB 223 PG 436
Instrument Date	Aug 7, 2015
Instrument	2015-00003941
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	MID-COAST TITLE COMPANY INC, MID-COAST TITLE COMPNAY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1505 MICHAEL ST, EL CAMPO, TX 77437-9345

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1608 MICHAEL ST, EL CAMPO, TX 77437-9348

November 2005: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WHARTON TX
Recording Date	Nov 7, 2005
Property Address	1608 MICHAEL ST, EL CAMPO, TX 77437-9348
Document Number	000629/280
Book / Page	629 / 280
Map Reference	MB223 PG436
Instrument Date	Nov 3, 2005
Instrument	2005-00258739
Transaction Type	Transfer
Record Updated	May 4, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	793 MEADOWBROOK DR, EL CAMPO, TX 77437-2359

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1608 MICHAEL ST, EL CAMPO, TX 77437-9348

Mortgage

Document Number	200500258740
Date	Nov 7, 2005
Instrument	2005-00258740

Lender

Name	LEON CRANK
Type	Private Party
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	240 Months
Due	Nov 3, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 1608 Michael St was $3,040, down 4.9% from the year before.

Source: Wharton County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	El Campo City
County	Wharton County
Unified School District	El Campo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,765 (-0.27%) Land $58,370 Building $132,395	$190,765 (-0.27%) Land $58,370 Building $132,395
2025	$3,040.00 (-4.94%) Homeowner's exemption	$191,273 Land $57,717 Building $133,556	$191,273 Land $57,717 Building $133,556
2024	$3,198.00
2023		$173,609 Land $52,272 Building $121,337	$173,609 Land $52,272 Building $121,337
2022	$3,344.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1608 Michael St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 59 policies
Nearby Flood Policies	59 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1608 Michael St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EL CAMPO serves 12,095 people · EPA ID TX2410002
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
YK Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
Rise Broadband Fiber	1,000 / 200
Sparklight Cable	1,000 / 50
Skynet Fixed Wireless	100 / 50

1608 Michael St, El Campo, TX 77437 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2026: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2020: Vendor's Lien, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2017: Vendor's Lien, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2015: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2005: Vendor's Lien, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Michael St

Nearby Streets

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