Bay County property record for 1609 E 9th Ct, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,092 sqft · built 1994 |
| Lot Size | 0.154 acres (6,708 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $3,800 (Jun 2002) |
| Tax Bill | $1,363 (2025) |
| Deeds & Mortgages | Dec 2017 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 16343-005-000 |
| Primary APN | 16343-005-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,708 sqft (0.154 acres) |
| Lot Dimensions | 135 ft deep x 50 ft wide |
| Driveway | Driveway |
| Driveway Area | 504 sqft |
| Porch | Slab |
| Porch Area | 52 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1609 E 9TH CT |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-4238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC03 |
| Legal Description | E ROSENWALD HTS 105A3 LOT 6 BLK 2 ORB 1493 P 791 ORB 2156 P 1677 ORB 2695 P 1836 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 03 |
| Legal Subdivision | E ROSENWALD HTS |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 1700 |
Source: Bay County records, as of May 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 727 HARMON AVE, PANAMA CITY, FL 32401-2905 |
| Owner Type | Individual |
| Vesting | Estate |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2002 · Amount on Record |
| Deed Sale | Jun 26, 2002 · Amount on Record |
| Deed Document Number | 200238781 |
| Deed Book / Page | 2156 / 1677 |
| Last Transfer Date | Sep 21, 2005 |
| Transfer Doc | 0026951836 |
| Record Updated | Oct 29, 2026 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Dec 29, 2017 |
| Property Address | 1609 E 9TH CT, PANAMA CITY, FL 32401-4238 |
| Document Number | 0039670409 |
| Book / Page | 003967 / 000409 |
| Instrument Date | Jun 15, 2017 |
| Instrument | 74353 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 20, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1609 E 9TH CT PANAMA CITY FL 324014238, PANAMA CITY, FL 32401-4238 |
| Document Number | 39670409 |
|---|---|
| Date | Dec 29, 2017 |
| Book Page | 003967/000409 |
| Instrument | 74353 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,363.00 (-13.46%) | $86,357 (+7.41%) Land $14,065 Building $72,292 | $86,357 (+7.41%) Land $14,065 Building $72,292 |
| 2024 | $1,575.00 (-0.44%) | ||
| 2023 | $1,582.00 (+107.61%) | $80,400 (+25.07%) Land $10,912 Building $69,488 | $80,400 (+11.32%) Land $10,912 Building $69,488 |
| 2022 | $762.00 Homeowner's exemption | $64,282 | $72,226 Land $9,263 Building $62,963 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (1983–2018) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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