Bay County property record for 1510 E 9th Ct, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 936 sqft · built 2021 |
| Lot Size | 0.148 acres (6,447 sqft) |
| Owner | Individual Name on File |
| Last Sale | $214,900 (Nov 2024) |
| Tax Bill | $2,899 (2024) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Sep 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16351-000-000 |
| Primary APN | 16351-000-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 936 sqft Heated Area |
| Gross Area | 1,092 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 6,447 sqft (0.148 acres) |
| Lot Dimensions | 129 ft deep x 50 ft wide |
| Driveway | Driveway |
| Driveway Area | 672 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1510 E 9TH CT |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-4237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC03 |
| Legal Description | E ROSENWALD HTS 105A3 LOT 4 BLK 3 ORB 4862 P 1696 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 03 |
| Legal Subdivision | EAST ROSENWALD HEIGHTS |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 1700 |
1510 E 9th Ct is owned and occupied by an individual who bought it in November 2024.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1510 E 9TH CT, PANAMA CITY, FL 32401-4237 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 23, 2021 | Warranty Deed, Transfer · Conventional Mortgage NATIONS LENDING CORP |
| Sep 16, 2019 | Warranty Deed, Transfer OMEGA TITLE FL |
| Mar 29, 2019 | Warranty Deed, Transfer OMEGA TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 25, 2024 · Amount on File |
| Deed Sale | Nov 25, 2024 · Amount on File |
| Prior Sale | Jul 23, 2021 · Amount on File |
| Deed Document Number | 2024069080 |
| Deed Book / Page | 4862 / 1696 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jul 23, 2021 |
| Property Address | 1510 E 9TH CT, PANAMA CITY, FL 32401-4237 |
| Document Number | 0044380020 |
| Book / Page | 4438 / 20 |
| Map Reference | MB 8 PG 90 |
| Instrument Date | Jul 19, 2021 |
| Instrument | 2021056524 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2023 |
| Title Company | AQUA TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,295.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 110 LOGAN LN STE 3, 3, SANTA ROSA BEACH, FL 32459-5780 |
| Name | Verified Name |
|---|---|
| Address | 2809 CONWAY CT, SACRAMENTO, CA 95826-3105 |
| Document Number | 0000443822 |
|---|---|
| Date | Jul 23, 2021 |
| Instrument | 4438/22 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Sep 16, 2019 |
| Property Address | 1510 E 9TH CT, PANAMA CITY, FL 32401-4237 |
| Document Number | 0041671946 |
| Book / Page | 004167 / 001946 |
| Instrument Date | Sep 6, 2019 |
| Instrument | 81577 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2019 |
| Title Company | OMEGA TITLE FL |
| Amount | Amount on Record |
|---|---|
| Tax | $49.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 110 LOGAN LN #3 SANTA ROSA BEACH FL 324595780, 3, SANTA ROSA BEACH, FL 32459-5780 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Mar 29, 2019 |
| Property Address | 1510 E 9TH CT, PANAMA CITY, FL 32401-4237 |
| Document Number | 0041060718 |
| Book / Page | 004106 / 000718 |
| Instrument Date | Mar 29, 2019 |
| Instrument | 32566 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2019 |
| Title Company | OMEGA TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $21.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8101 BISCAYNC BLVD #515 EL PORTAL FL 33138, 515, EL PORTAL, FL 33138 |
| Investor | Possibly a Property Investor |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $178,195 Land $11,136 Building $167,059 | $178,195 Land $11,136 Building $167,059 | |
| 2024 | $2,899.00 (-5.26%) | ||
| 2023 | $3,060.00 (+23.69%) | $164,900 (+8.85%) Land $8,640 Building $156,260 | $164,900 (+8.85%) Land $8,640 Building $156,260 |
| 2022 | $2,474.00 | $151,492 Land $7,334 Building $144,158 | $151,492 Land $7,334 Building $144,158 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1510 E 9th Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (1983–2018) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1510 E 9th Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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