1609 Cumberland Dr, Plainfield, IL 60586 Property Records

Will County property record for 1609 Cumberland Dr, Plainfield, IL 60586

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,528 sqft · built 2002
Lot Size	0.28 acres (12,074 sqft)
Owner	Individual Name on Record
Last Sale	$168,500 (Sep 2002)
Tax Bill	$6,255 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-03-31-310-036`

Property Details

APN / Parcel Number

Primary APN	`06-03-31-310-036`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,528 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Roof Material	Shingle
Lot Area	12,074 sqft (0.28 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1609 CUMBERLAND DR
City	PLAINFIELD
State	IL
Zip	60586-5287
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 298 IN CUMBERLAND SUB. UNIT 14, BEING A SUB OF PRT OF FRACTIONAL SEC. 31 T36N-R9E.
Legal Range	09E
Legal Township	36N
Legal Section	31
Legal Subdivision	CUMBERLAND UNIT 14
Legal Lot Number	298
Legal Unit	14
Jurisdiction	WILL IL
Township / Civil Division	PLAINFIELD
Census Block Group	1
Census Block	1012
Census Tract	880432

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1609 CUMBERLAND DR, PLAINFIELD, IL 60586-5287
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2002 · Amount on Record
Deed Sale	Sep 18, 2002 · Amount on Record
Deed Document Number	2002153559
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1609 CUMBERLAND DR, PLAINFIELD, IL 60586-5287
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048460
Date	Jul 16, 2018
Instrument	R2018048460

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2048

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Plainfield Township
Municipality	Joliet City
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,255.00 (+18.26%)	$99,432 (+8.45%) Land $23,794 Building $75,638	$298,296 (+8.45%) Land $71,382 Building $226,914
2024		$91,685 (+24.98%) Land $21,940 Building $69,745	$275,055 (+24.98%) Land $65,820 Building $209,235
2022	$5,289.00 Homeowner's exemption	$73,362 Land $17,797 Building $55,565	$220,086 Land $53,391 Building $166,695

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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