1603 Cumberland Dr, Plainfield, IL 60586 Property Records

Will County property record for 1603 Cumberland Dr, Plainfield, IL 60586

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 1,645 sqft · built 2004
Lot Size0.28 acres (12,215 sqft)
OwnerIndividual Name on File
Last Sale$182,000 (Mar 2004)
Tax Bill$6,572 (2025)
Deeds & MortgagesJul 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN06-03-31-312-005

Property Details

APN / Parcel Number

Primary APN06-03-31-312-005

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,645 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Roof MaterialShingle
Lot Area12,215 sqft (0.28 acres)
Garage TypeAttached
Garage Area165 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1603 CUMBERLAND DR
CityPLAINFIELD
StateIL
Zip60586-5287
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 463 IN CUMBERLAND SUB. UNIT 14, BEING A SUB OF PRT OF FRACTIONAL SEC. 31 T36N-R9E.
Legal Range09E
Legal Township36N
Legal Section31
Legal SubdivisionCUMBERLAND UNIT 14
Legal Lot Number463
Legal Unit14
JurisdictionWILL IL
Township / Civil DivisionPLAINFIELD
Census Block Group1
Census Block1015
Census Tract880432

Owner

1603 Cumberland Dr is owned and occupied by an individual who bought it in March 2004.

Source: Will County records, as of August 24, 2026

Owner of RecordIndividual Name on File
Mailing Address1603 CUMBERLAND DR, PLAINFIELD, IL 60586-5287
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 31, 2004 · Amount on File
Deed SaleMar 31, 2004 · Amount on File
Deed Document Number200454164
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address1603 CUMBERLAND DR, PLAINFIELD, IL 60586-5287
Transaction TypeMortgage
Record UpdatedJun 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1603 CUMBERLAND DR, PLAINFIELD, IL 60586-5287
InvestorPossibly a Property Investor

Mortgage

Document Number0000082187
DateJul 27, 2021
InstrumentR2021082187
Lender
NameFIRST MIDWEST BANK
TypeBank
AddressCHICAGO, IL 60631
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 1603 Cumberland Dr was $6,572.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWill County
County SubdivisionPlainfield Township
MunicipalityJoliet City
Unified School DistrictPlainfield School District 202 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,572.00$104,070 (+8.45%) Land $23,794 Building $80,276$312,210 (+8.45%) Land $71,382 Building $240,828
2024$95,961 Land $21,940 Building $74,021$287,883 Land $65,820 Building $222,063
2022$5,557.00 Homeowner's exemption$76,768 Land $17,797 Building $58,971$230,304 Land $53,391 Building $176,913

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1603 Cumberland Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1603 Cumberland Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJOLIET
serves 160,000 people · EPA ID IL1970450
Water SourceGroundwater
Last State InspectionNov 2024
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Watch TV
Fixed Wireless
400 / 40
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Cumberland Dr

Nearby Streets

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