1609 Cabbage Key Dr, Ruskin, FL 33570 Property Records

Hillsborough County property record for 1609 Cabbage Key Dr, Ruskin, FL 33570

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,270 sqft · built 2016
Lot Size0.165 acres (7,225 sqft)
OwnerIndividual Name on File
Last Sale$435,000 (Aug 2023)
Tax Bill$6,751 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Sep 2018 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN0556263052

Property Details

APN / Parcel Number

Primary APN0556263052
Alternative APN
  • U0432199YH000000000960

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,270 sqft Heated Area
1st Floor Area1,452 sqft
Upper Floors Area1,818 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2020
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,225 sqft (0.165 acres)
Lot Dimensions130 ft deep x 55.6 ft wide
Garage Area453 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Screened Porch
Porch Area196 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0556263052
Street Address1609 CABBAGE KEY DR
CityRUSKIN
StateFL
Zip33570-7628
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionBAYRIDGE LOT 96
Legal Section04
Legal SubdivisionBAYRIDGE
Legal Lot Number96
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group1
Census Block1002
Census Tract14122

Owner

Source: Hillsborough County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1609 CABBAGE KEY DR, RUSKIN, FL 33570-7628
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 9, 2023Warranty Deed, Transfer · Conventional Mortgage
AMERIFIRST FINANCIAL INC
Sep 14, 2018Warranty Deed, Transfer · FHA Mortgage
GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 9, 2023 · Amount on Record
Deed SaleAug 9, 2023 · Amount on Record
Prior SaleSep 14, 2018 · Amount on Record
Deed Document Number2023352291
Record UpdatedJun 8, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateAug 9, 2023
Property Address1609 CABBAGE KEY DR, RUSKIN, FL 33570-7628
Document Number0000352291
Map ReferenceMB 123 PG 152-164
Instrument DateAug 8, 2023
Instrument2023352291
Transaction TypeTransfer
Record UpdatedAug 24, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,045.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5243 LAKE VENICE DR, WIMAUMA, FL 33598-4410

Transferred To (Grantee/Buyer)

NameVerified Name
Address1609 CABBAGE KEY DR, RUSKIN, FL 33570-7628

Mortgage

Document Number0000352292
DateAug 9, 2023
Instrument2023352292
Lender
NameAMERIFIRST FINANCIAL INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateSep 14, 2018
Property Address1609 CABBAGE KEY DR, RUSKIN, FL 33570-7628
Document Number0000373109
Book / Page26066 / 1140
Map ReferenceMB 123 PG 152
Instrument DateSep 14, 2018
Instrument2018373109
Transaction TypeTransfer
Record UpdatedMay 12, 2022
Title CompanyALL AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,994.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5525 110TH AVE N # N106, 5525, PINELLAS PARK, FL 33782-2249

Transferred To (Grantee/Buyer)

NameVerified Name
Address1609 CABBAGE KEY DR, RUSKIN, FL 33570-7628

Mortgage

Document Number0000373110
DateSep 14, 2018
Instrument2018373110
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeNon-Lending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2048

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,751.00 (+54.41%) Homeowner's exemption$363,104 (+47.08%) Land $96,567 Building $266,537$363,104 (-0.29%) Land $96,567 Building $266,537
2023$4,372.00 (+4.54%) Homeowner's exemption$246,876 (+3%)$364,143 (+13.74%) Land $92,991 Building $271,152
2022$4,182.00 Homeowner's exemption$239,685$320,143 Land $64,378 Building $255,765

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 239 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies239 in force
Nearby Flood Claims11 (1982–2024)
Claims Outside the SFHA1 of 11
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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