Hillsborough County property record for 1605 Cabbage Key Dr, Ruskin, FL 33570
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,816 sqft · built 2016 |
| Lot Size | 0.165 acres (7,225 sqft) |
| Owner | Individual Name on File |
| Last Sale | $335,000 (Mar 2021) |
| Tax Bill | $6,339 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Mar 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 0556263054 |
| Primary APN | 0556263054 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,816 sqft Heated Area |
| 1st Floor Area | 1,638 sqft |
| Upper Floors Area | 1,178 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,225 sqft (0.165 acres) |
| Lot Dimensions | 130 ft deep x 55.6 ft wide |
| Garage Area | 424 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 193 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0556263054 |
|---|---|
| Street Address | 1605 CABBAGE KEY DR |
| City | RUSKIN |
| State | FL |
| Zip | 33570-7628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | BAYRIDGE LOT 97 |
| Legal Section | 04 |
| Legal Subdivision | BAYRIDGE |
| Legal Lot Number | 97 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 14122 |
Source: Hillsborough County records · APN 0556263054
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1605 CABBAGE KEY DR, RUSKIN, FL 33570-7628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 26, 2021 | Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Mar 26, 2021 | Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 31, 2021 · Amount on Record |
| Deed Sale | Mar 31, 2021 · Amount on Record |
| Deed Document Number | 2021149963 |
| Prior Transfer Date | Mar 26, 2021 |
| Prior Transfer Doc | 0000149963 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 1605 CABBAGE KEY DR, RUSKIN, FL 33570-7628 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000543621 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 2020543621 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Mar 26, 2021 |
| Property Address | 1605 CABBAGE KEY DR, RUSKIN, FL 33570-7628 |
| Document Number | 2021149963 |
| Map Reference | MB 123 PG 152-164 |
| Instrument Date | Mar 24, 2021 |
| Instrument | 2021149963 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2021 |
| Title Company | PRIORITY NATL TTL SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,345.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2312 MANLSMANG, 2312, SUN CITY CENTER, FL 33573 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1605 CABBAGE KEY DR, RUSKIN, FL 33570-7628 |
| Document Number | 2021149964 |
|---|---|
| Date | Mar 26, 2021 |
| Instrument | 2021149964 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Mar 26, 2021 |
| Property Address | 1605 CABBAGE KEY DR, RUSKIN, FL 33570-7628 |
| Document Number | 0000149963 |
| Map Reference | MB 123 PG 152-164 |
| Instrument Date | Mar 24, 2021 |
| Instrument | 2021149963 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Title Company | PRIORITY NATIONAL TITLE SERVICES, PRIORITY NATL TTL SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,345.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2312 MANLSMANG, 2312, SUN CITY CENTER, FL 33573 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1605 CABBAGE KEY DR, RUSKIN, FL 33570-7628 |
| Document Number | 0000149964 |
|---|---|
| Date | Mar 26, 2021 |
| Instrument | 2021149964 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,339.00 (+10.11%) Homeowner's exemption | $340,500 (+2.82%) | $348,429 (-0.04%) Land $96,567 Building $251,862 |
| 2023 | $5,757.00 (+8.23%) Homeowner's exemption | $331,168 (+8.71%) | $348,551 (+14.41%) Land $92,991 Building $255,560 |
| 2022 | $5,319.00 Homeowner's exemption | $304,645 Land $64,378 Building $240,267 | $304,645 Land $64,378 Building $240,267 |
Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120570141221, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 239 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 239 in force |
| Nearby Flood Claims | 11 (1982–2024) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 595 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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