1609 Banff Ct, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 1609 Banff Ct, Chesapeake, VA 23320

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,159 sqft · built 2014
Lot Size	0.242 acres (10,542 sqft)
Owner	Individual Name on File
Last Sale	$383,195 (Feb 2014)
Tax Bill	$5,204 (2025)
Deeds & Mortgages	Sep 2025 Mortgage
APN	`0383003000140`

Property Details

APN / Parcel Number

Primary APN	`0383003000140`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,159 sqft Living Area
1st Floor Area	1,644 sqft
Upper Floors Area	395 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,542 sqft (0.242 acres)
Lot Dimensions	169 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	164 sqft
Deck Area	504 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1609 BANFF CT
City	CHESAPEAKE
State	VA
Zip	23320-3889
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8: RESIDE
Legal Description	LOT 14 CENTERVILLE COMMONS PH 1
Legal Subdivision	CENTERVILLE COMMONS,ELBOW ESTATES
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	5
Census Block	5000
Census Tract	20804

Owner

1609 Banff Ct is owned and occupied by an individual who acquired it in August 2025.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1609 BANFF CT, CHESAPEAKE, VA 23320-3889
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2014 · Amount on File
Deed Sale	Feb 25, 2014 · Amount on File
Prior Sale	Oct 9, 2013 · Amount on File
Deed Book / Page	9324 / 740
Last Transfer Date	Aug 5, 2025
Transfer Doc	10882/1257
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1609 BANFF CT, CHESAPEAKE, VA 23320-3889
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1609 BANFF CT, CHESAPEAKE, VA 23320-3889

Mortgage

Document Number	010899/736
Date	Sep 29, 2025
Book Page	10899/736
Instrument	250022489

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.49%

Tax Assessment & Valuation

The 2025 property tax bill for 1609 Banff Ct was $5,204, up 2.9% from the year before.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$540,100 (+4.83%) Land $205,000 Building $335,100	$540,100 (+4.83%) Land $205,000 Building $335,100
2025	$5,204.00 (+2.95%)	$515,200 Land $185,000 Building $330,200	$515,200 Land $185,000 Building $330,200
2024	$5,055.00
2023		$502,600 (+20.1%) Land $175,000 Building $327,600	$502,600 (+20.1%) Land $175,000 Building $327,600
2022		$418,500 Land $150,000 Building $268,500	$418,500 Land $150,000 Building $268,500
2019	$3,812.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1609 Banff Ct; there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 100 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	102 units insured incl. 2 condo units
Nearby Flood Claims	2 (2011–2016)
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1609 Banff Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880