Chesapeake City property record for 1605 Banff Ct, Chesapeake, VA 23320
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 3,146 sqft · built 2014 |
| Lot Size | 0.196 acres (8,538 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $680,000 (Sep 2025) |
| Tax Bill | $6,342 (2025) |
| Deeds & Mortgages | Jul 2022 Refinance Sep 2025 Sale & Mortgage |
| APN | 0383003000130 |
| Primary APN | 0383003000130 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,146 sqft Living Area |
| 1st Floor Area | 1,280 sqft |
| Upper Floors Area | 1,280 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,538 sqft (0.196 acres) |
| Lot Dimensions | 111 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 130 sqft |
| Pool Area | 504 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 120 sqft |
| Patio Area | 840 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1605 BANFF CT |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-3889 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8: RESIDE |
| Legal Description | LOT 13 CENTERVILLE COMMONS PH 1 |
| Legal Subdivision | CENTERVILLE COMMONS,ELBOW ESTATES |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 20804 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1605 BANFF CT, CHESAPEAKE, VA 23320-3889 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 18, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CAPITAL CENTER LLC |
| Sep 23, 2025 | Bargain and Sale Deed, Transfer · VA Mortgage USAA FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2025 · Amount on Record |
| Deed Sale | Sep 23, 2025 · Amount on Record |
| Prior Sale | Apr 1, 2014 · Amount on Record |
| Deed Document Number | 202521868 |
| Deed Book / Page | 10896 / 1976 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1605 BANFF CT, CHESAPEAKE, VA 23320-3889 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Name | Verified Name |
|---|
| Document Number | 10581/1225 |
|---|---|
| Date | Jul 18, 2022 |
| Book Page | 10581/1225 |
| Instrument | 220023136 |
| Name | CAPITAL CENTER LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Sep 23, 2025 |
| Property Address | 1605 BANFF CT, CHESAPEAKE, VA 23320-3889 |
| Document Number | 10896/1976 |
| Book / Page | 10896 / 1976 |
| Map Reference | MB 156 PG 94-&94A-D |
| Instrument Date | Sep 18, 2025 |
| Instrument | 250021868 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2025 |
| Title Company | SOLARIS TITLE AND ESCROW LLC, FORTIS TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $680.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1605 BANFF CT, CHESAPEAKE, VA 23320-3889 |
| Document Number | 0250021871 |
|---|---|
| Date | Sep 23, 2025 |
| Instrument | 250021871 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $660,900 (+5.26%) Land $205,000 Building $455,900 | $660,900 (+5.26%) Land $205,000 Building $455,900 | |
| 2025 | $6,342.00 (+3.12%) | $627,900 (+1.93%) Land $185,000 Building $442,900 | $627,900 (+1.93%) Land $185,000 Building $442,900 |
| 2024 | $6,150.00 (+34.63%) | ||
| 2023 | $616,000 (+21.07%) Land $175,000 Building $441,000 | $616,000 (+21.07%) Land $175,000 Building $441,000 | |
| 2022 | $508,800 Land $150,000 Building $358,800 | $508,800 Land $150,000 Building $358,800 | |
| 2019 | $4,568.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 100 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 102 units insured incl. 2 condo units |
| Nearby Flood Claims | 2 (2011–2016) |
| Most Recent Claim | Jan 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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