1609 Alligator Dr, Panacea, FL 32346 Property Records

Franklin County property record for 1609 Alligator Dr, Panacea, FL 32346

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,664 sqft · built 1989
Lot Size	0.606 acres (26,397 sqft)
Owner	2 Individual Names on File
Last Sale	$1,375,000 (Jul 2025)
Tax Bill	$8,563 (2025)
Deeds & Mortgages	Feb 2021 Transfer
Flood Zone	Zone VE (high risk)
APN	`03-07S-02W-1010-0000-0300`

Property Details

APN / Parcel Number

Primary APN	`03-07S-02W-1010-0000-0300`
Alternative APN	`02W07S03101000000300`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,664 sqft Living Area
Gross Area	1,952 sqft
1st Floor Area	1,664 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Bungalow
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	26,397 sqft (0.606 acres)
Lot Dimensions	264 ft deep x 100 ft wide
View / Lot	Gulf
Porch	Finished Screened Porch
Porch Area	688 sqft
Deck Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1609 ALLIGATOR DR
City	PANACEA
State	FL
Zip	32346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 30 ALLIGATOR POINT OR 273/212 581/359 ORB 922/347 948/751 951/90 1289/641 1422/232
Legal Range	02W
Legal Township	07S
Legal Section	03
Legal Subdivision	ALLIGATOR POINT
Legal Lot Number	30
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	2
Census Block	2003
Census Tract	970102

Owner

1609 Alligator Dr is owned by two individuals who bought it in July 2025.

Source: Franklin County records, as of November 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3225 PINEKNOT RD, BOX SPRINGS, GA 31801-3951
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2025 · Amount on File
Deed Sale	Jul 14, 2025 · Amount on File
Deed Document Number	20253245
Deed Book / Page	1422 / 232
Prior Transfer Date	Oct 24, 2007
Prior Transfer Doc	0019006603
Record Updated	Jun 8, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN FL
Recording Date	Feb 11, 2021
Property Address	1609 ALLIGATOR DR, PANACEA, FL 32346
Document Number	0019000767
Book / Page	1289 / 641
Map Reference	MB 1 PG 25-28
Instrument Date	Feb 2, 2021
Instrument	202119000767
Transaction Type	Transfer
Record Updated	Jan 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 E BEND VW, GREENSBORO, GA 30642-5081

Tax Assessment & Valuation

The 2025 property tax bill for 1609 Alligator Dr was $8,563, up 14.7% from the year before.

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,563.00 (+14.74%)	$884,143 (+28.6%) Land $668,600 Building $215,543	$884,143 (+28.6%) Land $668,600 Building $215,543
2024	$7,463.00 (+3.88%)	$687,488 (+8.56%) Land $470,600 Building $216,888	$687,488 (+8.56%) Land $470,600 Building $216,888
2023	$7,184.00 (+4.1%)	$633,253 (+7.03%) Land $457,400 Building $175,853	$633,253 (+7.03%) Land $457,400 Building $175,853
2022	$6,901.00	$591,641 Land $457,400 Building $134,241	$591,641 Land $457,400 Building $134,241

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1609 Alligator Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	17.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 293 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	329 units insured incl. 36 condo units
Nearby Flood Claims	72 (2005–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 12 claims Hurricane Michael, Oct 2018 · 45 claims Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1609 Alligator Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALLIGATOR POINT WATER RESOURCE DISTRICT public/private · serves 1,400 people · EPA ID FL1190013
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20