1602 Alligator Dr, Panacea, FL 32346 Property Records

Franklin County property record for 1602 Alligator Dr, Panacea, FL 32346

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,152 sqft · built 1985
Lot Size	0.218 acres (9,496 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,310 (2025)
Deeds & Mortgages	Apr 2026 Sale Apr 2026 Sale
Flood Zone	Zone VE (high risk)
APN	`03-07S-02W-1010-0000-0261`

Property Details

APN / Parcel Number

Primary APN	`03-07S-02W-1010-0000-0261`
Alternative APN	`02W07S03101000000261`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Bungalow
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,496 sqft (0.218 acres)
Lot Dimensions	95 ft deep x 100 ft wide

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	192 sqft
Deck Area	190 sqft
Storage Building	96 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1602 ALLIGATOR DR
City	PANACEA
State	FL
Zip	32346-5118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL OF LOT 26 LYING NORTH OF HWY OR/163/66 ALLIG POINT SUB 1273/110
Legal Range	02W
Legal Township	07S
Legal Section	03
Legal Subdivision	ALLIG POINT SUB
Legal Lot Number	26
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	2
Census Block	2003
Census Tract	970102

Owner

1602 Alligator Dr is owned by two individuals who acquired it in August 2020.

Source: Franklin County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 14556, TALLAHASSEE, FL 32317-4556
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 2, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 13, 2020
Transfer Doc	0019003679
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN FL
Recording Date	Apr 2, 2026
Property Address	1602 ALLIGATOR DR, PANACEA, FL 32346-5118
Document Number	0000001511
Book / Page	1441 / 659
Instrument Date	Jul 18, 2025
Instrument	2026.1511
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN FL
Recording Date	Apr 2, 2026
Property Address	1602 ALLIGATOR DR, PANACEA, FL 32346-5118
Document Number	0019001511
Book / Page	1441 / 659
Instrument Date	Jul 18, 2025
Instrument	20261511
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate

Tax Assessment & Valuation

The 2025 property tax bill for 1602 Alligator Dr was $2,310, up 2.9% from the year before.

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,310.00 (+2.94%)	$273,346 (-0.29%) Land $152,000 Building $121,346	$273,346 (-0.29%) Land $152,000 Building $121,346
2024	$2,244.00 (+5.11%)	$274,146 (+9.47%) Land $152,000 Building $122,146	$274,146 (+9.47%) Land $152,000 Building $122,146
2023	$2,135.00 (+6.32%)	$250,441 (+10.62%) Land $152,000 Building $98,441	$250,441 (+10.62%) Land $152,000 Building $98,441
2022	$2,008.00	$226,393 Land $152,000 Building $74,393	$226,393 Land $152,000 Building $74,393

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1602 Alligator Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	17.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 293 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	329 units insured incl. 36 condo units
Nearby Flood Claims	72 (2005–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 12 claims Hurricane Michael, Oct 2018 · 45 claims Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1602 Alligator Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALLIGATOR POINT WATER RESOURCE DISTRICT public/private · serves 1,400 people · EPA ID FL1190013
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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