16081 Dinal Dr, Punta Gorda, FL 33955 Property Records

Charlotte County property record for 16081 Dinal Dr, Punta Gorda, FL 33955

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,854 sqft · built 2023
Lot Size0.216 acres (9,420 sqft)
OwnerIndividual Name on File
Last Sale$385,500 (Nov 2023)
Tax Bill$3,980 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
Feb 2017 Sale
Flood ZoneZone D (undetermined)
APN42-23-29-129-011

Property Details

APN / Parcel Number

Primary APN42-23-29-129-011
Alternative APNs
  • 0095260-298400-1
  • 10004728411

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,854 sqft Living Area
Gross Area2,658 sqft
FlooringCovered

Exterior

Year BuiltBuilt 2023
Exterior MaterialComposition/Composite
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area9,420 sqft (0.216 acres)
DrivewayDriveway
Driveway Area1 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number10004728411
Old Parcel Number00952602984001
Street Address16081 DINAL DR
CityPUNTA GORDA
StateFL
Zip33955-4131
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3.5
Legal DescriptionPGI 016 0313 0015 PUNTA GORDA ISLES SEC16 BLK313 LT 15 748/1556 AFF2864/1782-AA 2864/1785 3572/1055 3574
Legal Range23E
Legal Township42S
Legal Section29
Legal SubdivisionPUNTA GORDA ISLES
Legal Block313
Legal Lot Number15
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group1
Census Block1027
Census Tract10506

Owner

16081 Dinal Dr is owned and occupied by an individual who bought it in November 2023.

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address16081 DINAL DR, PUNTA GORDA, FL 33955-4131
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2023Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
SUNCOAST CU
Feb 24, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 13, 2023 · Amount on File
Deed SaleNov 13, 2023 · Amount on File
Prior SaleFeb 28, 2017 · Amount on File
Deed Document Number3337327
Record UpdatedJun 8, 2026

November 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateNov 13, 2023
Property Address16081 DINAL DR, PUNTA GORDA, FL 33955-4131
Document Number0003337327
Map ReferenceMB 8 PG 27A-27O
Instrument DateNov 10, 2023
Instrument3337327
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 6, 2023
Title CompanyALL COAST TITLE AND ESCROW, ALL COAST TITLE & STLMT LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,698.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address265 E MARION AVE UNIT 113, 113, PUNTA GORDA, FL 33950-3715

Transferred To (Grantee/Buyer)

NameVerified Name
Address16081 DINAL DR, PUNTA GORDA, FL 33955-4131

Mortgage

Document Number0003337328
DateNov 13, 2023
Instrument3337328
Lender
NameSUNCOAST CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6%
Type Change DateJan 1, 2027
Change Frequency3 Years
Min Rate At Change2.5%
Max Rate At Change7.5%
Index3-Year TN
Max Rate11%

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateFeb 24, 2017
Property Address16081 DINAL DR, PUNTA GORDA, FL 33955
Document Number0041701677
Book / Page004170 / 001677
Instrument DateFeb 28, 2017
Instrument2502134
Transaction TypeTransfer
Record UpdatedMay 23, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$51.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address265 E MARION AVE #113 PUNTA GORDA FL 339503715, 113, PUNTA GORDA, FL 33950-3715

Tax Assessment & Valuation

The 2025 property tax bill for 16081 Dinal Dr was $3,980 with a homeowner's exemption.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,980.00 Homeowner's exemption$303,840$377,197 Land $40,000 Building $337,197
2023$390.00 (+10.17%)$9,257 (-54.62%)$27,000 (+32.35%) Land $27,000
2022$354.00$20,400 Land $20,400$20,400 Land $20,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 16081 Dinal Dr in Zone D, where flood risk has not been studied, though there have been 131 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 432 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies448 units insured
incl. 16 condo units
Nearby Flood Claims131 (2017–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 80 claims
  • Hurricane Helene, Oct 2024 · 34 claims
  • Hurricane Ian, Oct 2022 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16081 Dinal Dr is high, ranking above 72% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 55% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE COUNTY UTILITIES
serves 173,820 people · EPA ID FL5084100
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead10 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
BridgeMAXX Suncoast Broadband
Fixed Wireless
100 / 20

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