16056 Dinal Dr, Punta Gorda, FL 33955 Property Records

Charlotte County property record for 16056 Dinal Dr, Punta Gorda, FL 33955

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,586 sqft · built 2023
Lot Size	0.244 acres (10,620 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Aug 2023)
Tax Bill	$4,635 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2023 Sale & Mortgage + 6 more
Flood Zone	Zone D (undetermined)
APN	`422329130010`

Property Details

APN / Parcel Number

Primary APN	`422329130010`
Alternative APNs	`00952602884002` `10004728421`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,586 sqft Living Area
Gross Area	2,240 sqft
1st Floor Area	1,586 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,620 sqft (0.244 acres)
Garage Type	Attached
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	1 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00952602884002
Street Address	16056 DINAL DR
City	PUNTA GORDA
State	FL
Zip	33955-4135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PUNTA GORDA ISLES SEC16 BLK311 LT 4 684/1820 861/1164 DC1025-1325-WJS 1310/1406 2185/1617 2311/1285 2343/1975 2791/941 3884/104 3884/289 3900/1888 3912/1565 4538/135 CD4538/133 4538/137 4576/1388 4865/2143 3309959
Legal Range	23E
Legal Township	42S
Legal Section	29
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	311
Legal Lot Number	4
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1025
Census Tract	10506

Owner

Source: Charlotte County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16056 DINAL DR, PUNTA GORDA, FL 33955-4135
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2025	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Aug 31, 2023	Warranty Deed, Subdivision Related Transfer · FHA Mortgage MOVEMENT MORTGAGE
Nov 28, 2022	Deed of Trust, Mortgage · Commercial Mortgage MCU FINANCIAL CENTER CU
Oct 27, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
May 19, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Feb 11, 2020	Correction Deed NOT AVAILABLE
Feb 11, 2020	Warranty Deed, Transfer NOT AVAILABLE
Feb 11, 2020	Warranty Deed, Transfer TOWNSEND TITLE INSURANCE AGENCY LLC, TOWNSEND TITLE INS AGCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2023 · Amount on Record
Deed Sale	Aug 31, 2023 · Amount on Record
Prior Sale	Oct 27, 2021 · Amount on Record
Deed Document Number	20233309959
Prior Transfer Date	Oct 20, 1993
Prior Transfer Doc	1310001406
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	16056 DINAL DR, PUNTA GORDA, FL 33955-4135
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16056 DINAL DR, PUNTA GORDA, FL 33955-4135

Mortgage

Document Number	0003577270
Date	Oct 13, 2025
Instrument	3577270

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Sep 1, 2053

August 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Aug 31, 2023
Property Address	16056 DINAL DR, PUNTA GORDA, FL 33955-4135
Document Number	0003309959
Map Reference	MB 8 PG 27A-20H
Instrument Date	Aug 31, 2023
Instrument	3309959
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 19, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12534 BUFFING RD, PORT CHARLOTTE, FL 33981-5424

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16056 DINAL DR, PUNTA GORDA, FL 33955-4135

Mortgage

Document Number	0003309960
Date	Aug 31, 2023
Instrument	3309960

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	16056 DINAL DR, PUNTA GORDA, FL 33955-4135
Transaction Type	Mortgage
Record Updated	Dec 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 JORIE BLVD 32, 32, HINSDALE, IL 60523-4452

Mortgage

Document Number	0003177313
Date	Nov 28, 2022
Instrument	3177313

Lender

Name	MCU FINANCIAL CENTER CU
Type	Credit Union
Address	CLEVELAND, OH 44114

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Oct 27, 2021
Property Address	16056 DINAL DR, PUNTA GORDA, FL 33955-4135
Document Number	0048652143
Book / Page	4865 / 2143
Map Reference	MB 8 PG 27
Instrument Date	Oct 22, 2021
Instrument	3015175
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$157.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	150 LAISHLEY CT UNIT 114, 150, PUNTA GORDA, FL 33950-3666

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2533 RIO TIBER DR, PUNTA GORDA, FL 33950-6323

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	May 19, 2020
Property Address	16056 DINAL DR, PUNTA GORDA, FL 33955-4135
Document Number	0045761388
Book / Page	004576 / 001388
Instrument Date	May 14, 2020
Instrument	2812604
Transaction Type	Transfer
Record Updated	Jul 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$40.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	150 LAISHLEY CT #114 PUNTA GORDA FL 339503666, 114, PUNTA GORDA, FL 33950-3666

February 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Feb 11, 2020
Property Address	16056 DINAL DR, PUNTA GORDA, FL 33955-4135
Document Number	0045380133
Book / Page	004538 / 000133
Instrument Date	Feb 4, 2020
Instrument	2785357
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	25 AUBREY RD

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Feb 11, 2020
Property Address	16056 DINAL DR, PUNTA GORDA, FL 33955-4135
Document Number	0045380135
Book / Page	004538 / 000135
Instrument Date	Feb 4, 2020
Instrument	2785358
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	25 AUBREY RD

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Feb 11, 2020
Property Address	16056 DINAL DR, PUNTA GORDA, FL 33955-4135
Document Number	0045380137
Book / Page	004538 / 000137
Instrument Date	Feb 4, 2020
Instrument	2785359
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	TOWNSEND TITLE INSURANCE AGENCY LLC, TOWNSEND TITLE INS AGCY LLC

Transaction

Amount	Amount Recorded
Tax	$168.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2180 W 1ST ST #302 FORT MYERS FL 339013219, 302, FORT MYERS, FL 33901-3219

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of March 4, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,635.00 (-4.92%)	$263,611 (+1,074.74%) Land $34,000 Building $229,611	$263,611 (+876.34%) Land $34,000 Building $229,611
2024	$4,875.00 (+850.29%)
2023	$513.00 (+9.85%)	$22,440 (+1%)	$27,000 (+32.35%) Land $27,000
2022	$467.00	$20,400 Land $20,400	$20,400 Land $20,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 432 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	448 units insured incl. 16 condo units
Nearby Flood Claims	131 (2017–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 80 claims Hurricane Helene, Oct 2024 · 34 claims Hurricane Ian, Oct 2022 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 55% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

16056 Dinal Dr, Punta Gorda, FL 33955 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2025: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2023: Warranty Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2020: Correction Deed

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Dinal Dr

Nearby Streets

Search Property Records by Address or Parcel Number