1608 W Arrowhead Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 1608 W Arrowhead Rd, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,427 sqft · built 1924
Lot Size	0.381 acres (16,625 sqft)
Owner	Individual Name on Record
Last Sale	$137,500 (Jan 2014)
Tax Bill	$4,752 (2026)
Deeds & Mortgages	Jan 2023 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-3410-00490`

Property Details

APN / Parcel Number

Primary APN	`010-3410-00490`
Alternative APN	`962716`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	2 Stories
Building Area	1,427 sqft Gross Area
1st Floor Area	977 sqft
Basement Area	50 sqft
Finished Basement	50 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1951
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	16,625 sqft (0.381 acres)
Garage Area	2,520 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	132 sqft
Cabin	240 sqft
Storage Building	308 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	962716
Street Address	1608 W ARROWHEAD RD
City	DULUTH
State	MN
Zip	55811-2271
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 THRU 4 INC PT OF VAC AVE ADJ SERIAL #
Legal Subdivision	MYERS & WHIPPLES ADDITION
Legal Block	4
Legal Lot Number	1-4
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3000
Census Tract	400

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1608 W ARROWHEAD RD, DULUTH, MN 55811-2271
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2023	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Apr 8, 2022	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Sep 16, 2019	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2014 · Amount on Record
Deed Sale	Jan 2, 2014 · Amount on Record
Prior Sale	Sep 24, 2005 · Amount on Record
Deed Document Number	2014940194
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1608 W ARROWHEAD RD, DULUTH, MN 55811-2271
Transaction Type	Mortgage
Record Updated	Feb 10, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1608 W ARROWHEAD RD, DULUTH, MN 55811-2271

Mortgage

Document Number	0001065336
Date	Jan 17, 2023
Instrument	1065336

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jan 1, 2063

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1608 W ARROWHEAD RD, DULUTH, MN 55811-2271
Transaction Type	Mortgage
Record Updated	Aug 15, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1608 W ARROWHEAD RD, DULUTH, MN 55811-2271

Mortgage

Document Number	0001055284
Date	Apr 8, 2022
Instrument	1055284

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Nov 1, 2049

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	1608 W ARROWHEAD RD, DULUTH, MN 55811-2271
Document Number	00T1019865
Instrument Date	Sep 16, 2019
Transaction Type	Mortgage
Record Updated	Feb 17, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1608 W ARROWHEAD RD DULUTH MN 558112271, DULUTH, MN 55811-2271

Mortgage

Document Number	00T1019865
Date	Jan 23, 2020
Instrument	T1019865

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2050

Interest

Rate	4.37%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,752.00 (+6.02%) Homeowner's exemption
2025	$4,482.00 (+0.99%) Homeowner's exemption	$327,900 (+8.15%) Land $47,700 Building $280,200	$327,900 (+8.15%) Land $47,700 Building $280,200
2024	$4,438.00	$303,200 (+13.77%) Land $44,200 Building $259,000	$303,200 (+13.77%) Land $44,200 Building $259,000
2022		$266,500 Land $52,100 Building $214,400	$266,500 Land $52,100 Building $214,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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