1524 W Arrowhead Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 1524 W Arrowhead Rd, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 872 sqft · built 1955
Lot Size	0.215 acres (9,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$112,000 (Jul 2013)
Tax Bill	$2,816 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3410-00400`

Property Details

APN / Parcel Number

Primary APN	`010-3410-00400`
Alternative APNs	`1196221` `952871`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	872 sqft Gross Area
1st Floor Area	872 sqft
Basement Area	654 sqft
Finished Basement	654 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	9,375 sqft (0.215 acres)
Garage Area	308 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	260 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1196221
Street Address	1524 W ARROWHEAD RD
City	DULUTH
State	MN
Zip	55811-2252
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 11 12 AND 13 SERIAL #
Legal Subdivision	MYERS & WHIPPLE S ADDITION
Legal Block	3
Legal Lot Number	11-12
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3000
Census Tract	400

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1524 W ARROWHEAD RD, DULUTH, MN 55811-2252
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage HERMANTOWN FCU
Apr 14, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2013 · Amount on Record
Deed Sale	Jul 25, 2013 · Amount on Record
Deed Document Number	2013933901
Prior Transfer Date	Jun 17, 2013
Prior Transfer Doc	000T933900
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1524 W ARROWHEAD RD, DULUTH, MN 55811-2252
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001051535
Date	Dec 29, 2021
Instrument	1051535

Lender

Name	HERMANTOWN FCU
Type	Credit Union
Address	DULUTH, MN 55811

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 14, 2026
Property Address	1524 W ARROWHEAD RD, DULUTH, MN 55811-2252
Document Number	0001100500
Instrument Date	Mar 24, 2026
Instrument	20261100500
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	TITLE STREAM, TITLE TEAM

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1524 W ARROWHEAD RD, DULUTH, MN 55811-2252

Mortgage

Document Number	0001100501,
Date	Apr 14, 2026
Instrument	20261100501

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,816.00 (+7.24%) Homeowner's exemption
2025	$2,626.00 (-0.45%) Homeowner's exemption	$233,100 (+8.52%) Land $35,000 Building $198,100	$233,100 (+8.52%) Land $35,000 Building $198,100
2024	$2,638.00	$214,800 (+13.59%) Land $32,400 Building $182,400	$214,800 (+13.59%) Land $32,400 Building $182,400
2022		$189,100 Land $38,100 Building $151,000	$189,100 Land $38,100 Building $151,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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