1608 Rapids St, Adel, IA 50003 Property Records

Dallas County property record for 1608 Rapids St, Adel, IA 50003

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,737 sqft · built 1988
Lot Size	0.314 acres (13,700 sqft)
Owner	Owner Name on Record
Last Sale	$240,000 (Aug 2014)
Tax Bill	$6,310 (2024)
Deeds & Mortgages	Oct 2023 Line of Credit Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000001130429007`

Property Details

APN / Parcel Number

Primary APN	`000001130429007`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,737 sqft Living Area
1st Floor Area	1,299 sqft
Basement Area	1,299 sqft
Finished Basement	1,200 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Exterior Material	Wood
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,700 sqft (0.314 acres)
Lot Dimensions	137 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	891 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	328 sqft
Patio Area	660 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	1608 RAPIDS ST
City	ADEL
State	IA
Zip	50003-1335
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASHTONS ADD LOTS 10 & 11 BLK 2
Legal Range	27
Legal Township	79
Legal Section	30
Legal Subdivision	ASHTONS ADD
Legal Block	2
Legal Lot Number	10,11 11
Jurisdiction	DALLAS IA
Township / Civil Division	ADEL
Census Block Group	2
Census Block	2018
Census Tract	50700

Owner

Source: Dallas County records, as of October 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	1608 RAPIDS ST, ADEL, IA 50003-1335
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Deed of Trust, Mortgage · Line of Credit LINCOLN SAVINGS BANK
Aug 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jun 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BK
Jan 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOMESERVICES LNDG

Assessor's Deed Record

Last Sale	Aug 1, 2014 · Amount on Record
Deed Sale	Aug 1, 2014 · Amount on Record
Prior Sale	Mar 14, 2006
Deed Document Number	09940
Deed Book / Page	2014 / 09940
Record Updated	Jun 7, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Property Address	1608 RAPIDS ST, ADEL, IA 50003-1335
Transaction Type	Mortgage
Record Updated	Oct 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20230000014635
Date	Oct 2, 2023
Book Page	2023/14635

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	ADEL, IA 50003

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 27, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Property Address	1608 RAPIDS ST, ADEL, IA 50003-1335
Transaction Type	Mortgage
Record Updated	Sep 1, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0202124288
Date	Aug 19, 2021
Book Page	2021/24288

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Property Address	1608 RAPIDS ST, ADEL, IA 50003-1335
Document Number	0000012410
Instrument Date	Jun 27, 2018
Transaction Type	Mortgage
Record Updated	Jul 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1608 RAPIDS ST ADEL IA 500031335, ADEL, IA 50003-1335

Mortgage

Document Number	0000012410
Date	Jul 5, 2018
Instrument	12410

Lender

Name	CENTRAL BK
Type	Bank
Address	SPIRIT LAKE, IA 51360

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 4, 2038

Interest

Rate Type	Adjustable Rate
Rate	6.75%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Property Address	1608 RAPIDS ST, ADEL, IA 50003-1335
Document Number	0000001277
Instrument Date	Jan 18, 2018
Transaction Type	Mortgage
Record Updated	Jan 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1608 RAPIDS ST ADEL IA 500031335, ADEL, IA 50003-1335

Mortgage

Document Number	0000001277
Date	Jan 24, 2018
Instrument	1277

Lender

Name	HOMESERVICES LNDG
Address	WEST DES MOINES, IA 50266

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2048

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Adel City
County	Dallas County
Unified School District	Adel-De Soto-Minburn Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$395,660 (+5.3%) Land $53,030 Building $342,630	$395,660 (+5.3%) Land $53,030 Building $342,630
2024	$6,310.00 (-1.47%)
2023		$375,760 Land $45,450 Building $330,310	$375,760 Land $45,450 Building $330,310
2022	$6,404.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1993–2010)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms & Flooding, Aug 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADEL MUNICIPAL WATER WORKS serves 6,461 people · EPA ID IA2503003
Water Source	Groundwater
Last State Inspection	Feb 2024
Also Mapped Here	XENIA RWD (DES MOINES)
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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