1525 Rapids St, Adel, IA 50003 Property Records

Dallas County property record for 1525 Rapids St, Adel, IA 50003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,540 sqft · built 1969
Lot Size	0.241 acres (10,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$248,000 (Oct 2025)
Tax Bill	$4,290 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Jan 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-30-434-001`

Property Details

APN / Parcel Number

Primary APN	`11-30-434-001`
Alternative APNs	`000001130434001` `540001130434001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,540 sqft Living Area
Gross Area	2,658 sqft
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	98 sqft
Deck Area	299 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	540001130434001
Street Address	1525 RAPIDS ST
City	ADEL
State	IA
Zip	50003-1334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASHTONS ADD LOT 1 & W25 LOT 2 BLK 5
Legal Range	27W
Legal Township	79N
Legal Section	30
Legal Subdivision	ASHTONS ADDITION
Legal Tract	2019-2573
Legal Block	5
Legal Lot Number	1,2
Jurisdiction	DALLAS IA
Township / Civil Division	ADEL
Census Block Group	2
Census Block	2017
Census Tract	50700

Owner

Source: Dallas County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1525 RAPIDS ST, ADEL, IA 50003-1334
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 7, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 13, 2023	Deed of Trust, Mortgage AFFINITY CU
Oct 7, 2025	Warranty Deed, Transfer · VA Mortgage CMG MORTGAGE INC
Feb 26, 2019	Warranty Deed, Transfer · FHA Mortgage FIDELITY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2025 · Amount on Record
Deed Sale	Oct 7, 2025 · Amount on Record
Prior Sale	Feb 26, 2019 · Amount on Record
Deed Document Number	202516990
Deed Book / Page	2025 / 16990
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Property Address	1525 RAPIDS ST, ADEL, IA 50003-1334
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1525 RAPIDS ST, ADEL, IA 50003-1334

Mortgage

Document Number	20220000023254
Date	Nov 8, 2022
Book Page	2022/23254

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Nov 1, 2051

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Property Address	1525 RAPIDS ST, ADEL, IA 50003-1334
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1525 RAPIDS ST, ADEL, IA 50003-1334

Mortgage

Document Number	0202500252
Date	Jan 7, 2025
Instrument	2025-00252

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	FISHERS, IN 46037

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	322 Months
Due	Nov 1, 2051

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Property Address	1525 RAPIDS ST, ADEL, IA 50003-1334
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1525 RAPIDS ST, ADEL, IA 50003-1334

Mortgage

Document Number	20230000009828
Date	Jul 13, 2023
Book Page	2023/9828

Lender

Name	AFFINITY CU
Type	Credit Union
Address	DES MOINES, IA 50313

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 24, 2038

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS IA
Recording Date	Oct 7, 2025
Property Address	1525 RAPIDS ST, ADEL, IA 50003-1334
Document Number	0202516990
Instrument Date	Sep 21, 2025
Instrument	2025-16990
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$396.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1525 RAPIDS ST, ADEL, IA 50003-1334

Mortgage

Document Number	0202516991
Date	Oct 7, 2025
Instrument	2025-16991

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS IA
Recording Date	Feb 26, 2019
Property Address	1525 RAPIDS ST, ADEL, IA 50003-1334
Document Number	0000002573
Instrument Date	Feb 20, 2019
Instrument	2573
Transaction Type	Transfer
Record Updated	Mar 19, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$284.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1525 RAPIDS ST ADEL IA 500031334, ADEL, IA 50003-1334

Mortgage

Document Number	2575
Date	Feb 26, 2019
Instrument	2575

Lender

Name	FIDELITY BK
Type	Bank
Address	WEST DES MOINES, IA 50266

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2049

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Adel City
County	Dallas County
Unified School District	Adel-De Soto-Minburn Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,290.00	$261,230 (+5.11%) Land $40,160 Building $221,070	$261,230 (+5.11%) Land $40,160 Building $221,070
2024	$4,290.00 (-1.92%)
2023		$248,530 Land $34,430 Building $214,100	$248,530 Land $34,430 Building $214,100
2022	$4,374.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1993–2010)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms & Flooding, Aug 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADEL MUNICIPAL WATER WORKS serves 6,461 people · EPA ID IA2503003
Water Source	Groundwater
Last State Inspection	Feb 2024
Also Mapped Here	XENIA RWD (DES MOINES)
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

Nearby Properties on Rapids St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures