1608 E 13th Plz, Lynn Haven, FL 32444 Property Records

Bay County property record for 1608 E 13th Plz, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,416 sqft · built 1991
Lot Size	0.313 acres (13,640 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Apr 2023)
Tax Bill	$2,234 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11249-094-000`

Property Details

APN / Parcel Number

Primary APN	`11249-094-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,416 sqft Living Area
Gross Area	1,856 sqft
1st Floor Area	1,416 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2011
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	13,640 sqft (0.313 acres)
Garage Type	Attached
Garage Area	440 sqft
Driveway	Driveway
Driveway Area	720 sqft
Porch	Open Porch
Porch Area	70 sqft
Patio Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1608 E 13TH PLZ
City	LYNN HAVEN
State	FL
Zip	32444-2923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UND
Legal Description	FMWS DEL ADD TO LYNN HAVEN LOT 37 ORB 4676 P 1322
Legal Range	14W
Legal Township	03S
Legal Section	10
Legal Subdivision	FMWS DEL ADD
Legal Lot Number	37
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	2
Census Block	2052
Census Tract	1402

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1608 E 13TH PLZ, LYNN HAVEN, FL 32444-2923
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINT MORTGAGE INC
May 4, 2018	Quit Claim Deed, Transfer · Conventional Mortgage CALIBRE HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2023 · Amount on Record
Deed Sale	Apr 10, 2023 · Amount on Record
Prior Sale	May 4, 2018 · Amount on Record
Deed Document Number	202321497
Deed Book / Page	4676 / 1322
Prior Transfer Date	Apr 25, 2018
Prior Transfer Doc	0040051884
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Apr 10, 2023
Property Address	1608 E 13TH PLZ, LYNN HAVEN, FL 32444-2923
Document Number	0046761322
Book / Page	4676 / 1322
Map Reference	MB 15 PG 21
Instrument Date	Apr 3, 2023
Instrument	2023021497
Transaction Type	Transfer
Record Updated	May 8, 2023
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1608 E 13TH PLZ, LYNN HAVEN, FL 32444-2923

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21B WALNUT ST, ROCHESTER, NH 03867-1018

Mortgage

Document Number	0046761324
Date	Apr 10, 2023
Instrument	4676/1324

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	May 4, 2018
Property Address	1608 E 13TH PLZ, LYNN HAVEN, FL 32444-2923
Document Number	0040051884
Book / Page	004005 / 001884
Instrument Date	Apr 25, 2018
Instrument	26915
Transaction Type	Transfer
Record Updated	May 21, 2018
Title Company	CORNERSTONE TITLE INSURANCE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1608 E 13TH PLZ LYNN HAVEN FL 324442923, LYNN HAVEN, FL 32444-2923

Mortgage

Document Number	40051886
Date	May 4, 2018
Book Page	004005/001886
Instrument	26916

Lender

Name	CALIBRE HM LNS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 3, 2033

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,234.00 (+0.09%) Homeowner's exemption Widower's exemption Additional exemption filed	$227,408 (+69.82%)	$230,656 (+50.76%) Land $48,330 Building $182,326
2024	$2,232.00 (+49.8%)
2023	$1,490.00 (+10.37%) Homeowner's exemption	$133,913 (+3%)	$152,991 (+11.8%) Land $45,856 Building $107,135
2022	$1,350.00 Homeowner's exemption	$130,013	$136,844 Land $39,270 Building $97,574

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 242 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	242 in force
Nearby Flood Claims	107 (1985–2023)
Claims Outside the SFHA	53 of 107
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Tropical Storm Fred, Aug 2021 · 10 claims Hurricane Michael, Oct 2018 · 47 claims Hurricane Opal, Oct 1995 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Mediacom Xtream.

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