Bay County property record for 1509 E 13th Plz, Lynn Haven, FL 32444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,265 sqft · built 1992 |
| Lot Size | 0.24 acres (10,480 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $76,000 (Aug 1992) |
| Tax Bill | $91 (2024) |
| Deeds & Mortgages | Jan 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 11249-084-000 |
| Primary APN | 11249-084-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,265 sqft Heated Area |
| Gross Area | 2,169 sqft |
| 1st Floor Area | 1,265 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 10,480 sqft (0.24 acres) |
| Garage Area | 544 sqft |
| Driveway | Driveway |
| Driveway Area | 720 sqft |
| Porch | Porch |
| Porch Area | 360 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1509 E 13TH PLZ |
|---|---|
| City | LYNN HAVEN |
| State | FL |
| Zip | 32444-2920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FMW'S DEL ADD TO LYNN HAVEN LOT 32 ORB 1390 P 92 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 10 |
| Legal Subdivision | LYNN HAVEN |
| Legal Lot Number | 32 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 1402 |
1509 E 13th Plz is owned and occupied by two individuals who bought it in August 1992.
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1509 E 13TH PLZ, LYNN HAVEN, FL 32444-2920 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 1992 · Amount on File |
| Deed Sale | Aug 27, 1992 · Amount on File |
| Deed Document Number | 0000139092 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 1509 E 13TH PLZ, LYNN HAVEN, FL 32444-2920 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0038700187 |
|---|---|
| Date | Jan 31, 2017 |
| Book Page | 3870/0187 |
| Instrument | 2017005470 |
| Name | TYNDALL FCU |
|---|---|
| Type | Credit Union |
| Address | PANAMA CITY, FL 32412 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 15, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Lynn Haven City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $126,686 | $139,707 Land $48,330 Building $91,377 | |
| 2024 | $91.00 (+9.64%) | ||
| 2023 | $83.00 (-87.09%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $119,530 (+3%) | $133,142 (+11.49%) Land $45,856 Building $87,286 |
| 2022 | $643.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Additional exemption filed | $116,049 | $119,420 Land $39,270 Building $80,150 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1509 E 13th Plz in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 242 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 242 in force |
| Nearby Flood Claims | 107 (1985–2023) |
| Claims Outside the SFHA | 53 of 107 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1509 E 13th Plz is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Nov 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Mediacom Xtream.
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