Berrien County property record for 1608 Cherry St, Niles, MI 49120
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,120 sqft · built 1956 |
| Lot Size | 0.138 acres (6,011 sqft) |
| Owner | Individual Name on File |
| Last Sale | $73,900 (Mar 2018) |
| Tax Bill | $1,512 (2025) |
| Deeds & Mortgages | Mar 2018 Sale & Mortgage Dec 2006 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 73-8790-0170-00-1 |
| Primary APN | 73-8790-0170-00-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 560 sqft |
| Basement Area | 560 sqft |
| Unfinished Basement | 560 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Lot Area | 6,011 sqft (0.138 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1608 CHERRY ST |
|---|---|
| City | NILES |
| State | MI |
| Zip | 49120-3645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | LOT 170 WOODWARDS 2ND ADD TO CITY OF NILES |
| Legal Subdivision | WOODWARDS 2ND ADD |
| Legal Lot Number | 170 |
| Legal Unit | 170 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | NILES |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 20700 |
Source: Berrien County records · APN 73-8790-0170-00-1
Assessment roll updated June 5, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1608 CHERRY ST, NILES, MI 49120-3645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 26, 2018 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 01, 2006 | Warranty Deed, Transfer · ARM NOVASTAR MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 26, 2018 · Amount on Record |
| Deed Sale | Mar 26, 2018 · Amount on Record |
| Prior Sale | May 24, 2010 · Amount on Record |
| Deed Book / Page | 3201 / 991 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Mar 26, 2018 |
| Property Address | 1608 CHERRY ST, NILES, MI 49120-3645 |
| Document Number | 03201/0991 |
| Book / Page | 3201 / 0991 |
| Map Reference | LB6 PG17 |
| Instrument Date | Mar 22, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $636.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1608 CHERRY ST, DEARBORN, MI 48120 |
| Document Number | 0003201992 |
|---|---|
| Date | Mar 26, 2018 |
| Instrument | 3201/992 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Dec 01, 2006 |
| Property Address | 1608 CHERRY ST, NILES, MI 49120-3645 |
| Document Number | 02762/1407 |
| Book / Page | 2762 / 1407 |
| Map Reference | MB6 PG17 |
| Instrument Date | Nov 22, 2006 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $653.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 32903 NATURE VIEW DR, NEW CARLISLE, IN 46552-8482 |
| Name | Verified Name |
|---|---|
| Address | 1608 CHERRY ST, NILES, MI 49120-3645 |
| Document Number | 0027621409 |
|---|---|
| Date | Dec 01, 2006 |
| Instrument | 2762/1409 |
| Name | NOVASTAR MORTGAGE INC |
|---|---|
| Type | Subprime Lender |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2036 |
| Prepayment Penalty | 36 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 9.25% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 6 Months |
| Min Rate At Change | 9.25% |
| Max Rate At Change | 12.2% |
| Index | 6-Month LIBOR |
| Max Rate | 16.2% |
Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | Niles City |
| Unified School District | Niles Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $66,800 (+33.6%) | $133,600 (+33.6%) | |
| 2025 | $1,512.00 (+12.08%) | ||
| 2023 | $50,000 | $100,000 | |
| 2022 | $1,349.00 |
Source: FEMA National Flood Hazard Layer as of September 10, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Mercury Broadband, Midwest Energy Cooperative, T-Mobile USA.
Based on FCC filings for 448 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NILES serves 14,215 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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