1601 Cherry St, Niles, MI 49120 Property Records

Berrien County property record for 1601 Cherry St, Niles, MI 49120

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 852 sqft · built 1929
Lot Size0.138 acres (6,011 sqft)
OwnerIndividual Name on Record
Last Sale$99,000 (Nov 2021)
Tax Bill$1,702 (2025)
Deeds & MortgagesSep 2023 Line of Credit
Nov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN73-8790-0148-00-6

Property Details

APN / Parcel Number

Primary APN73-8790-0148-00-6
Alternative APN
  • 11-73-8790-0148-00-6

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area852 sqft Living Area
1st Floor Area852 sqft
Basement Area852 sqft
Unfinished Basement852 sqft

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Lot Area6,011 sqft (0.138 acres)
Lot Dimensions120 ft deep x 50 ft wide
Garage Area240 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address1601 CHERRY ST
CityNILES
StateMI
Zip49120-3644
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal DescriptionLOT 148 WOODWARDS 2ND ADD TO CITY OF NILES
Legal SubdivisionWOODWARDS 2ND ADD
Legal Lot Number148
Legal Unit148
JurisdictionBERRIEN MI
Township / Civil DivisionNILES
Census Block Group3
Census Block3015
Census Tract20700

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1601 CHERRY ST, NILES, MI 49120-3644
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2023Deed of Trust, Mortgage · Line of Credit
HONOR CU
Nov 4, 2021Warranty Deed, Transfer · Conventional Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 4, 2021 · Amount on Record
Deed SaleNov 4, 2021 · Amount on Record
Prior SaleMay 19, 2010 · Amount on Record
Deed Book / Page3351 / 2344
Prior Transfer DateJan 28, 2010
Prior Transfer Doc02911/2674
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address1601 CHERRY ST, NILES, MI 49120-3644
Transaction TypeMortgage
Record UpdatedNov 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1601 CHERRY ST, NILES, MI 49120-3644

Mortgage

Document Number03411/1029
DateSep 1, 2023
Book Page3411/1029
Instrument2023388155
Lender
NameHONOR CU
TypeCredit Union
AddressBERRIEN SPRINGS, MI 49103
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueAug 28, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateNov 4, 2021
Property Address1601 CHERRY ST, NILES, MI 49120-3644
Document Number03351/2344
Book / Page3351 / 2344
Map ReferenceLB 6 PG 17
Instrument DateOct 29, 2021
Transaction TypeTransfer
Record UpdatedNov 9, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$851.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1601 CHERRY ST, NILES, MI 49120-3644

Mortgage

Document Number0033512345
DateNov 4, 2021
Instrument3351/2345
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
MunicipalityNiles City
Unified School DistrictNiles Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$55,900 (+30.61%)$111,800 (+30.61%)
2025$1,702.00 (+11.97%)
2023$42,800$85,600
2022$1,520.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNILES
serves 14,215 people · EPA ID MI0004740
Water SourceGroundwater
Last State InspectionJun 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Mercury Fiber, Midwest Energy & Communications, T-Mobile.

Nearby Properties on Cherry St

Nearby Streets

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